just curious on how much all of TC owners pay a month for there cars... i am in the line of looking to trade the sc for a tc and wanted an idea of what is was gonna be paying if i do....

 

wheres the poll?

 

it depend on if u are financing or leasing and how much your car is worth when u trade it in

 

365 a month....5 yrs.

 

there the poll... and because i was quoted 393 for 5 years... at 6.25%

 

When you trade in your sc if its not fully paid try and convince them to pay off the car and not add that to your payments not many ppl know that wich is why many get a high payment lol

 

164 a month 5 years..

 

Who and the hell is gonna pay the difference?

 

I'm paying $800 a month, but thats just because I want to pay off the loan faster. Terms are $440/mo @ 48mo @ 4.8%

I think he is saying make the dealer pay off the car on the trade in.

 

That is what he is saying, to have the dealer pay it off, but then what happens when you owe say 15k, and they only give you 10k for your car, they pay it off for 15k, what happens to the other 5k left?

 

Do you have 0% or did you make a huge dp?

 

wait just looked at my quote agian... thats 393 for 6 years...... and they wont pay my car off... i owe 13.6 for it and they want to give me 11.....

 

2500 Trade in....

and the rest the dealer took of the car

thats it

7.5 interest

i am 18!

 

Tell them to do it or you will go somewhere else. I did it when I traded the canyon in and it worked.

 

kinda hard to when my brother works there... im already getting gms, gm loyalty, and a 1500 rebate... the msrp is 25525.... it brings it to... 20131 then with the 2500 in negative equity its 23631 i believe.

 

$400 exactly. 5 years. 5.9% interest. Negative equity on my eclipse hurt me

 

He says he wants to dealer to pay it off and not add it to the payments, i.e., he wants the dealer to pay what the person owes on the car. But really, good luck having the dealer do that. Even if the car is worth 12k, if they find out you owe 12k on it they are gonna try to give you less, because then they make more money in the end.

My motto: If the dealer is being nice to you, chances are they are screwing you over and you don't even realize it.

 

How about you change this to how much did you finance. That's more of what you need to know.

Dealers are here to make money off you. If you knew of the screwings of people you would puke. They aren't your friend and can't ever be considered your friend.

 

Yea the dealer is 95% always screwing with trying to get most out of it that's whay you try to get the better end of the deal and trust me either go to the most desperate dealers but it works cause me and my dad have been doing for quite some time my dad has had a truck or suv for no more than 2 years and traded it in for a new one

 

That's why you dont even tell them what you owe, or that you even owe anything, just see what they'll give you, that's what I do.

 

0 a month for 48 months with 0% interest...

 

Well thats why you figure out the final purchase price of a vehicle THEN bring in a trade in. If they ask about a trade-in in the beginning just say no you aren't going to trade one in. Also, work between dealers and get quotes for both car & trade in and see who is willing to deal with you the most.

 

Oh I know all about the quirks and shortcuts. Me and my Wife have gone through 7 cars since we've been together, LOL.

 

1200/month. Pay it off as fast as possible, less interest you have to pay. My terms are 435/mo for 60, 8.84%. Paying it off in a year I spend $4,000 less in interest. It is pretty simple math depending on interest, term, and principle amount.

 

Mine is less than 250 a month, but I picked that option....