08-10 SS Turbocharged General Discussion Discuss the 2008 - 2009 Chevy Cobalt SS Turbocharged. On sale since the second quarter of 2008.

Insurance Payments!

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Old May 8, 2009 | 02:12 PM
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From: Newark, DE
Insurance Payments!

Ok guys, I know how much I pay for these cars for insurance, I wanna know what you guys are looking at for insurance.

Be sure to List your offensives that affect your insurance!

Im looking at $1187 every 6 months. after Allstates 5% survey discount im at $1123 every 6 months.

I have a clean record on paper for the last 6 years.
I had one accident that was not my fault, girl drove backwards into me on one way street.
Got PBJ on a DUI offense two years ago. (PBJ doesnt hurt you for insurance purposes.)

EDIT: Oh yeah I guess age is a factor, i'm 24 on may 10th.
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Old May 8, 2009 | 02:16 PM
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$170 per month, full coverage from State Farm
19 years old, single, male.
Clean driving record
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Old May 8, 2009 | 02:18 PM
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$120/month with 3 speeding tickets in the last 4 years.
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Old May 8, 2009 | 02:19 PM
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Originally Posted by BLAZIN07SS
$170 per month, full coverage from State Farm
21
$154/Month
Full Coverage State Farm
+ that new wavier of deprecation... if anything happens to my car in 2 years.. I get the exact value I payed
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Old May 8, 2009 | 02:22 PM
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damn wtf....i pay 225 every month and i only got a ls....doo doo
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Old May 8, 2009 | 02:25 PM
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$140/Month
Full coverage from Progressive Insurance
24 years old
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Old May 8, 2009 | 02:26 PM
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I pay $130 a month for full coverage on my SS/TC and 05 Mustang.

Sorry for not putting age, I'm 24.
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Old May 8, 2009 | 02:27 PM
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I pay 115 a month for full coverage. I have one speeding ticket.
I wonder if insurance would be cheaper for a brand new truck?
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Old May 8, 2009 | 02:30 PM
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im 19 have a redline with 3 tickets, under parents insurance. i pay 160 full coverage threw allied
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Old May 8, 2009 | 02:30 PM
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put your age in too, age is a huge factor for car insurance.... from what I see, it looks like I might be getting ripped off. Or Im wrong and that DUI did hurt me .

P.S.- I initially intended this for T/C's but I guess its good to see what people pay for other cars as well!

I payed 110$/ month for my 2000 Tiburon before this T/C!
-again a clean record expect for PBJ
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Old May 8, 2009 | 02:33 PM
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From: Clarksville
Originally Posted by CudaJoe
put your age in too, age is a huge factor for car insurance.... from what I see, it looks like I might be getting ripped off. Or Im wrong and that DUI did hurt me .

P.S.- I initially intended this for T/C's but I guess its good to see what people pay for other cars as well!

I payed 110$/ month for my 2000 Tiburon before this T/C!
-again a clean record expect for PBJ
From what I've seen and been told, the only way a DUI would hurt is if you're convicted and it's on your driving record. I had a DUI case I prosecuted a month or so ago and the guy was found guilty, 2 years Suspended license because he failed to comply with the Implied Consent law, but not sure what happened on his record because of the DUI.
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Old May 8, 2009 | 03:58 PM
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I know if your under 21 it does make a slight difference and if u have more than one vehicle you get a 20% dicount. I have three cars fully covered, cobalt ss hhr ss and babes hyundai. All for 132 a month. I have never gotten a ticket so that helps the most. Also if u get quotes from multiple companies and use that as leverage to lower price. I have geico so I'm happy.
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Old May 8, 2009 | 04:02 PM
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$48/ month 2009 SS/TC sedan I paid $51/ month for my 2006 SS/SC coupe

I pay a total of $119/ month for my Cobalt, my 06 Equinox and home insurance
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Old May 8, 2009 | 04:20 PM
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Ok, I'm seriously getting screwed on insurance... 233$ a month with one ticket and no wrecks. I'm 24, soon to be 25 AND it's under my parents' insurance. Geicko is serously screwing me in the rear on this... If my payments don't drop a buttload when I turn 25 (next month) I'm gonna stab something...
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Old May 8, 2009 | 04:23 PM
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Here's my thing... I'm 28 and married with a clean record!
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Old May 8, 2009 | 05:09 PM
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96 a month, 24, single a 1 speeding ticket 2 years ago - full coverage. I turn 25 in october and can't wait til my rates go even lower!!
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Old May 8, 2009 | 05:12 PM
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From: Where Hoffa remains
3k year.
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Old May 8, 2009 | 05:13 PM
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PLUS insurance rates vary GREATLY on where you live and your credit score too guys!

I can get the same insurance in State College, PA (more rural) for 46 bucks per month!
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Old May 8, 2009 | 05:14 PM
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From: Poplar Bluff, Missouri
22 years old

$200/month with progressive

no tickets
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Old May 8, 2009 | 05:15 PM
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From: Where Hoffa remains
Originally Posted by wantedSS/TC
PLUS insurance rates vary GREATLY on where you live / and your credit score too guys!<<-----Not all do
Fixed
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Old May 8, 2009 | 05:17 PM
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From: Aston, PA
Originally Posted by crypticscifer
Fixed
I know not ALL of them do, but some do which can vary your rates!
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Old May 8, 2009 | 05:19 PM
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49.00 2007 SS/SC
48.12 1998 Dodge Ram 4X4
49.10 2004 Pontiac Vibe
146.22

Oh and I'm 35

Also forgot Farm Bureau insurance
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Old May 8, 2009 | 05:20 PM
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Originally Posted by jboll
49.00 2007 SS/SC
48.12 1998 Dodge Ram 4X4
49.10 2004 Pontiac Vibe
146.22

Oh and I'm 35

Also forgot Farm Bureau insurance
Damn, that Ram is holding up there with insurance compared to ther other three considering its age. 4x4 are typically higher to insure though.
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Old May 8, 2009 | 05:23 PM
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Originally Posted by wantedSS/TC
I know not ALL of them do, but some do which can vary your rates!
understood, but now a days they are finding they will not get any business if they look at credit score.
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Old May 8, 2009 | 05:24 PM
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Originally Posted by crypticscifer
understood, but now a days they are finding they will not get any business if they look at credit score.
which I completely agree with! Who in their right mind would want soft hits on their credit when looking for multiple insurance quotes . Not me as I'd be majorly pissed. It ruins your chance as a consumer who cares about their credit rating trying to get the best price.
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