View Full Version : Calgary Insurance rates


korzym
03-05-2007, 11:10 PM
Hello
I'm reviewing costs related to cobalt ss supercharged ownership. I'd probably be interested in a black ss with roughly 20k kms, priced under $20k.
I found this calculator and according to it I should pay $1447.8/year but would like to know what the mean going rate is for you guys if I may ask.
My stats are:
liability: $200k
calgary
21 years old
6 years licensed
with driver training
one [stupid] at fault claim
no convictions
http://www.airb.gov.ab.ca/gridrate/AirbGrid1.aspx#Calculator <<maybe compare your real rate compared to what this calculator provides for reliability sake

thanks for any help in advance!!

Kaisoboy
03-05-2007, 11:13 PM
thats pretty damb good for someone of your age with a at fault claim. Is that full coverage?

an0malous
03-05-2007, 11:34 PM
To be honest i would be shocked if you can get anywhere near that rate.
Im 27. no accidents, no claims, no tickets, married, and thats about what Im paying.
And just 3 months ago I shopped around to see if anyone could offer me a better rate.....Allstate and wawanesa couldnt touch it.

Kaisoboy
03-05-2007, 11:37 PM
That's why I asked if that was full coverage. I am 39 and paying 1200/year full coverage with no marks on my licence.

an0malous
03-05-2007, 11:39 PM
wow I just checked. it says i should pay $850 a year.


Good luck lol. I wish i was paying that.

Kaisoboy
03-05-2007, 11:43 PM
hmmm...I got 896.50. If that's what the government is quoting I think we are being robbed. God damb insurance companies. There are thre types of legal crooks in this world; Lawers, politicians and insurance companies. LOL

sidejam
03-05-2007, 11:45 PM
LOL!!! Wasn't very accurate fo me either!

Kaisoboy
03-05-2007, 11:47 PM
Revolt, Revolt, revolt...veve la revelotion.

an0malous
03-05-2007, 11:50 PM
Its a ploy by alberta to get more newfies to move here and work our oilsands

Look LOOK!!! our insurance is cheap!!!!!!

saunders1986
03-05-2007, 11:50 PM
i'm paying 3600 a year in brooks, cheapest rate i got quotes from 5700-3600 ... i'm 21 with only 2 tickets, ive had my licence for 5 years, no accidents and my tickets are minor ones. so yeah.....

spaz
03-05-2007, 11:53 PM
I think I am going to have a little chat w my insurance company.That must be for 6 months.

put these #'S in the boxes, 2,000,000 , 1 year driving 15 at faults, 11,11,11=$10,156,567.13

saunders1986
03-05-2007, 11:54 PM
Its a ploy by alberta to get more newfies to move here and work our oilsands

Look LOOK!!! our insurance is cheap!!!!!!

one, i'm a newfie, 2 i would never be a rig pig. or ever work in ur stupid oil patches. i work for PHR and i take offence to ur stupid remark. 3 insurance rates are cheaper in nfld than they are in this shit hole.

Kaisoboy
03-05-2007, 11:57 PM
I just noticed he has liability set at 200K. could be why. there is no insurance company that will give you a 200k liability on a new car. At 200k my insurance is less than 700/year.

an0malous
03-05-2007, 11:58 PM
dude you dont like me because I dont like HIDs in reflectors.
Ive already replied in PM about it and I thought you had gotten it out of your system
We agree to disagree. thats fine. but dont follow me around making snyde smartass remarks in every thread I post in

Get over yourself.
it was a fucking joke.

saunders1986
03-05-2007, 11:59 PM
no i dont like you cuz ur a tool ass hole. nuff said. anyway back on topic

SSBalt07
03-06-2007, 12:00 AM
i know im paying like $450 a month...lol ive got no points but some tickets for front liscence plate an other stupid shtuff and one Accident at fault...insurance paid out $30,000 well i really wasnty at fault.. but you know... with 5 people in the other car sayin its the white boys fault and the stupid cop.... no offence to other officers i got stuck with it on my record

an0malous
03-06-2007, 12:00 AM
no i dont like you cuz ur a tool ass hole. nuff said. anyway back on topic

well done. you owned me a good one.


All done now chief? can we leave the chest beating for another time?

by the way....if its such a shithole.....and you cry over being called a newfie....maybe your in the wrong place

Kaisoboy
03-06-2007, 12:01 AM
Holy crap. To sensitive...chill.

SSBalt07
03-06-2007, 12:06 AM
whoa..people are hostile

avro206
03-06-2007, 12:07 AM
i know im paying like $450 a month...lol ive got no points but some tickets for front liscence plate an other stupid shtuff and one Accident at fault...insurance paid out $30,000 well i really wasnty at fault.. but you know... with 5 people in the other car sayin its the white boys fault and the stupid cop.... no offence to other officers i got stuck with it on my record

no offence but don't even bother posting if you live outside of Alberta. Your rates are irelevant.

saunders1986
03-06-2007, 12:10 AM
by the way....if its such a shithole.....and you cry over being called a newfie....maybe your in the wrong place

if u lived in brooks you would say its a shit hole 2, ask anyone. i dont cry over being called a newfie, i "cry" over ppl talking bad abould nfld ppl working here in alberta. NOW CAN WE PLEASE TAKE THIS TO PM AND KEEP THIS SHIT OFF THE BOARD

korzym
03-06-2007, 12:14 AM
oook.

so damn I'd have to expect to pay minimum $350/month.....wow....its better to invest that

Kaisoboy
03-06-2007, 12:17 AM
Try re-calculating it with 1000000 liability. that should give you a better idea.

saunders1986
03-06-2007, 12:17 AM
i pay 300 and it sux :(

Kaisoboy
03-06-2007, 12:20 AM
Yeh..Ijust re-calculated for you with a mill liability and it quoted 1700/year so I would estimate depending where you live about 2500 but don't quote me on that.

vanillathrilla
03-06-2007, 01:02 AM
Morgex is covering me with full coverage for $201 a month

Enhance
03-06-2007, 03:04 PM
19
w/ driver training
no tickets/claims
2mil (i think) liability
500 collision deductable
4150/year

Kaisoboy
03-06-2007, 03:56 PM
Ouch...I feel sorry for you guys.

Alpine_Canada
03-06-2007, 05:41 PM
Wow, thats rough. I am 20, perfect driving record and paying less than $140/month.

Saskatchewan FTW!! :twothumbs

Malek
03-06-2007, 05:47 PM
Wow, thats rough. I am 20, perfect driving record and paying less than $140/month.

Saskatchewan FTW!! :twothumbs


That's the same price I pay and I'm 27 so you got yourself a sweet deal.

Enhance
03-06-2007, 05:50 PM
yeah, the government in Saskatchewan runs the insurance bis doesn't it?

bigrroberto
03-06-2007, 08:18 PM
one, i'm a newfie, 2 i would never be a rig pig. or ever work in ur stupid oil patches. i work for PHR and i take offence to ur stupid remark. 3 insurance rates are cheaper in nfld than they are in this shit hole.

Grow up its a joke. Everyone in Alberta jokes about the Newfy's that work here. Its just a joke though, we all appreciate you comming here and working and helping to pay our taxes and shit, lol. So don't take it seriously man. If you want just counter with the fact that most of us are a bunch of back country rednecks. :lol:

an0malous
03-06-2007, 11:11 PM
Grow up its a joke. Everyone in Alberta jokes about the Newfy's that work here. Its just a joke though, we all appreciate you comming here and working and helping to pay our taxes and shit, lol. So don't take it seriously man. If you want just counter with the fact that most of us are a bunch of back country rednecks. :lol:

amen :) we have plenty of newfies where I work, and we rib eachother all day.

outtamymind
03-23-2007, 08:20 PM
ya what ever you do do not get insurance with ama they will rob you blind i switched and now im paying like $240 something and im 21, driving for 1 year and no accidents or tickets. and that $240 is like $125 cheaper then ama.

JMAc88
03-23-2007, 10:39 PM
22, one speeding ticket, no accidents, no drivers training, edmonton, $330 per month.


HAHAHA....it told me $107/month, i wish

ya what ever you do do not get insurance with ama they will rob you blind i switched and now im paying like $240 something and im 21, driving for 1 year and no accidents or tickets. and that $240 is like $125 cheaper then ama.


What Insurance company? Maybe we should all get together and see if we can get a group rate somewhere :lol:

LScoupeTUNER
03-23-2007, 10:56 PM
uh...insurance?...lol...but yeah. I heard that a SS S/C is less insurance then a SS N/A...is that true?

07LaserBlueSS
03-23-2007, 11:14 PM
uh...insurance?...lol...but yeah. I heard that a SS S/C is less insurance then a SS N/A...is that true?

When I got my quote it was!

NiShiftSS
03-24-2007, 10:38 AM
k well i think its dumb how the 2.4 insurance is higher......maybe cuz the car is moer rare?

but i pay $350 a month a couple photo radars but thats about it.....must be becuz im 18

JMAc88
03-24-2007, 10:26 PM
k well i think its dumb how the 2.4 insurance is higher......maybe cuz the car is moer rare?

but i pay $350 a month a couple photo radars but thats about it.....must be becuz im 18

photo radar doesn't affect your insurance.

Defenseplaya69
03-25-2007, 10:25 PM
I pay about 5K a year about 400 a month im 18 and no tickets or accidents that feels high

saunders1986
03-26-2007, 12:11 AM
I pay about 5K a year about 400 a month im 18 and no tickets or accidents that feels high


your in ny what do u expect LOL

JMAc88
03-30-2007, 12:47 PM
Wow, i just switched to wawanesa, its a huge difference. Last year with Canadian direct i was paying 350 just for my car. I now pay 324 for my car and my truck. Rediculous, the cobalt was something like 240 a month.

BlackSS/SC
03-30-2007, 12:52 PM
My insurance here is 1800 a year for my 05 SS/SC and my GF's 00 Sunfire, thats 1800 for us combined. Pretty cheap if you ask me. 150 a month

an0malous
03-30-2007, 06:57 PM
Wow, i just switched to wawanesa, its a huge difference. Last year with Canadian direct i was paying 350 just for my car. I now pay 324 for my car and my truck. Rediculous, the cobalt was something like 240 a month.

how old are you james?

I tried getting quoted with wawa and they couldnt come close to what ING is giving me currently.

JMAc88
03-31-2007, 09:24 PM
how old are you james?

I tried getting quoted with wawa and they couldnt come close to what ING is giving me currently.

I'm 22, ING was close but still ended up being $30 a month dfference.

bigrroberto
04-01-2007, 01:52 PM
I'm 22 and live in Red Deer. I pay $248/month with full coverage and a perfect driving record since I started driving when I was 16. Not bad I guess?

Fade.To.Black
04-03-2007, 06:16 AM
Im in edmonton, and im paying 4800$ a year with AMA insurance, includes a 2000$ deductable

Im 20 with 4 years of driving experience and driving school.. 1 speeding ticket, and 1 "at fault" claim :(

closetosomethingreal
04-11-2007, 04:05 AM
insurance company quoted me at $5000 a year (that was the lowest of 5 companies) on my 06 ls balt. im 18 and have had one ticket for one demerit and they charge me enough to pay off my car in under 3 years? youve gotta be kidding. i insured it under my dads name for $800 a year.

vanillathrilla
04-17-2007, 03:48 PM
I just got a letter from morgex that they are lowering my insurance to $170/month! woo! I'm 24.

outtamymind
04-17-2007, 04:42 PM
wow some of you guys are getting screwed, im paying like $3100/yr about $250/mth approximately. ama is the worst one out there. and by the way thats full coverage, and im 21, driving for a year no tickets and no accidents.

Jekyl
04-17-2007, 04:54 PM
I pay $592.80 a month for my truck :P hahaha i beat all of you!!!!!!!!!!!!!!!!!!!!!!!! MUWHAHAHA

Oh yeah, thats 2 million liability commercial insurance...

Routs
04-17-2007, 06:00 PM
I'm 28 and haven't had a speeding ticket for about 6 years. With $1 million liability, full collision coverage (windshield coverage delete) I'm paying around $104 a month through Wawanesa on my '07 SS/SC. I did have one break in claim about 4 years ago.