Well I got my bill for my insurance yesterday... and all I have to say is WTF?

First off i'll explain myself. I am a 19 year old who lives at home, and is under my parents on insurance, but I am on my Cobalt. I pay every 6 months for insurance, and I used to pay $1069 every 6 months. I got my bill this time and it was over $1400! I was like WTF?

So my mom called the insurance guy and he said that because when I bought the car, it was so new, that not that many people had them and they were in a pretty low insurance bracket. Well with rising sales to young people, and all of the "race and speeding related accidents," the SS/SC jumped up a few brackets, and now all insurance companies are going to raise the insurance on these cars.

Anyways, my mom moved me off my car and on to an older vehicle at my house to save me a **** load of money, but not all people will have that option.

I just thought I would give people a heads up, im not sure how much of what my insurance guy said is true, but I go through Country, so beware.

Aj

 

i payed mine today...15bux cheaper than last payment 6 months ago..lol

 

i pay 240 a month for insurance im also 19 but the 240 covers my cobalt and my blazer and im the only one on the insurance.

 

mine went up slightly at my last renewal like $150/6 monnths

 

mines 158/mo., i'm on my parents too and i have two demerit points because i'm seventeen lol. No tickets no fines or anything. but i have demerit points untill i turn nineteen just cause i'm young. and then it should drop quite a bit. insurance breaks my wallet every month

 

WTF!
im 18 and all the insurance places i look at in washington its about 400 bucks a month for 6 months.

 

i went with safeway insurance from my local cost u less insurance office

 

i gotta pay 2200 up front for 6 months when i get my new balt

 

you just had a wreck tho

 

but it wasnt my fault

that was the quote before the wreck anyways

 

Yup dude...it sucks...

Doesn't matter, it still adds to the pile

He didn't have a wreck - and didn't file a claim with his insurance company

 

^^i did to have a wreck

 

I thought he was referring to Aj

If my rates go up next time I have to renew, I'm selling the ******* car

 

i bet u wont

sell it to me with the good ol' CSS.net discount

 

Um...I bet I will - if they jump up as much as Aj's did which is quite possible since we live in the same area

 

Mine went down a couple months ago, but now it went up again. Not as much, but still, it sucks

 

insurance companies are dumb, my insurance went down 150 evry six monthe when i bought my srt. the srt: slightly faster and less safet (no side airbags)

 

It's just probability and statistics. There is a bad reputation/association with Cobalt owners and it keeps getting worse. I'm surprised it doesn't apply to the SRT-4...I would imagine the accidents/claims in that car would be equal to the Cobalt...I guess not

 

i dont understand it either, it seems like once a week someone on the srt forums either totals their car ot totals it and even dies.

 

haha im only 18 and the car is in my name under my parents policy and mine is only 90 a month.... so im not sure why that is im sure i can afford it if it goes up a little....its kinda wierd beucase my 1999 rodeo was about 150 a month....oh well im not going to argue

 

Try living in Jersey. Our state is one of the highest car insurance rated states in the country. I'm 27 and "technically" still married so my insurance is a bit cheaper though, not to mention that I have military car insurance. USAA FTMFW!!

 

ehh i hope my insurance doesnt go up

 

When I first bought my G5, my insurance went up to $1650 for 6 months. This last time around, it was $1500, and I hope it keeps going down.
I'm 20 years old with my own policy and a clean record. I just took defensive driving, which is supposed to lower rates in this state. Hopefully, I see a difference on the next payment.

 

I'm 148 monthly, thats full coverage and full replacemnt coverage.

 

Jeezums. Mine's just over $400 every 6 months.