The thing that kills me is that you get a rate drop if you were irresponsible and got married in Vegas this weekend...

I would think that being responsible would get you a better rate...

 

yup they dont look at the fact that i have a full time job and pay all my own bills and have my own apartment or anything, just age and f-ups.

 

Not saying this has anything to do with you premium but they also look at your credit score.

 

i have good credit, not much of it but its all good, never missed a car payment or anything so....

 

sedans WILL lower insurance. if u like them.

 

yeah i know, ive pretty much decided that ill just have toi scrap this idea cause of costs plus i am not in debt and i want to keep it that way. i only pay 375 per YEAR for insurance on my mustang to lol

 

too bad u can not get the cobalt, but u might me thankful in the long run of ownership. good luck with a search.

 

LOL, that depends on alot. I bought a 2003 Oldsmobile Alero, 4 door, 4 cylinder, but it was still listed as a sports car persay. I was paying $190 a month, then when I got my 2001 Mustang GT, it went down $25 a month. And ask people with EVO's or STI's, I guarantee they are getting raped. Guys with SRT-4's probably pay a decent amount aswell. Sedans ARENT always cheaper, just so you know.

 

my old '06 colbalt lt coupe is the same as a new 08.5 mazda3 sedan, with only one accident just before selling the cobalt, so the mazda would be cheaper.........it is also safer too.

 

I had to drive one as a rental while my 06 gt was having hail damage repair.

Lemme just say this. . they crumple, easy.

 

what hit u a semi??????? that is the base model too. if you were in the cobalt u might not be here today too!!!!

 

Im sorry. Im not trying to be a dick, but what does age have to do with anything? I turned 20 in march and I made 40k last year, and own 2 cars

 

99.99% of 20 year olds do not share anywhere close to a similar situation as yourself.

Good for you, honestly, ballin outta control, but most 20 year olds still make minimum wage or not much more.

And your right, age has nothing to do with it.

 

i was just stunned when i heard the price of the insurance, thats 16 dollars per day.

 

A ford ranger.

 

heres what you do: do a google search for sean hyland go on that site go to engines then modular engines scroll down until you see an engine you like then swap that into your mustang. its much more fun that way.

 

i am never stopped long enough for someone to hit me, so it should never happen to me. anyways people around here drive very cheap cars and the others drive bme, mercedes, infinity, lexus, etc. so it is either a fall apart cheap car to hit me or a really strong well built import that most people are not driving as much of anymore. very few trucks.

 

wow, must be nice to live in an area with no traffic lights, or a place that never sees stopped traffic.
Do you run stop signs too?

 

I am on a highway most of the time. Only ran a stopsign twice. No tickets for them though!!!!