how many people have done this??

my cobalt has almost 50k miles on it, 06 non g85.

and im wondering if i were to trade mine in for a tc would i get ass pumped outta cash and would my payments be 2x as much. i am paying 332$ a month right now..

what ya think??

 

It all depends on what you owe and what the dealership will give you for your SS/SC. My payment is like $330 or something like that, and that is straight up financed with no negative equity.

 

ss/tc as u have most likely been reading is absolutely amazing and a joy to drive and own, if u can afford to get one u will thank yourself forsure.

 

You are correct, the car is awesome!!! I traded in my 01 Mustang GT that had a few mods done, I loved it, but I dont miss it, LOL. I still have my 05 Mustang GT and it has a few mods, and I love it, probably more than my TC, but I still love my TC and cant wait til I start modding, well actually I just want to see what the car does with a tune.

 

My payment went up around $70 after all warrantys, gap, wheel/tire care, and such.

 

could be a smart trade

 

Will be, LOL.

 

how is yours 330 a month. My car totaled 25,000 including finance charges and im paying 403 a month. You must of paid like 19,000 total for you car.

 

wow i was getting like 9k for my car if i would trade it in for the tc and on top of that what i still owe on the car lol and im paying 445 a month so i think i would be paying 650 maybe if im lucky lol thats why i didnt go thru with it but i test drove the crap out of that car lol

 

I traded mine in back in June...payment went up like 15 bucks, but total amount financed was much more...was like 3k upside down + higher cost of the tc vs. the sc. I was able to balance it with a much lower interest rate, though.

But hey, for 15 more a month I now have Onstar, sunroof, LSD, better mileage, and about 50 more hp to the wheels.

 

i payed 18k for my car.. n right now i probably owe like 13k. but i work right next to GM soo ima stop in there today and see what the deal is.. ill keep u guys posted

 

right now everyone should be trying to stay in as little debt as possible. Of course i dont know your financial situation and im not trying to insult anyone, but keep that in mind. Our economy is very off balance, we are about to get an entirely new executive branch, and the big three are suffering. play it smart for at least the next 2-3 years whatever you do.

 

This is also the time when people who have played conservative can still go through without changing much in my lifestyle, and take advantage of great deals

 

wiser words have never benn spoken i'm de-modding car and stashing $$$ then when i have 8K or so in the bank straight up pay in cash for an ls1 and owe no $$ at all. you never know whats gonna happen with the economy the way things are going

 

yes, but what im saying is try as hard as possible to not be in debt right now. The situation in the USA could get much worse than it is. you never know. Right now, i would advise everyone to try to live BELOW their means instead of beyond them. What would you rather have happen? live with a car you dont like as much as you could for a few years, or owe a bank $15,000 that you can't pay off when you are layed off due to an unforeseen element in your business' industry, destroy your credit and lose half of your personal property? Better safe than sorry is THE MOST important line to remember in our country's current state. Like i said, i am not trying to **** anyone off or change anyone's life style as it is not my place, just throwing out a friendly reminder. If you own a vehicle, you have future money coming in from its sale instead of future payments to make if you finance the vehicle. In an unsteady situation like this you will likely be much happier in a few years if you buy a vehicle you can afford to pay off now than if you finance one you might not be able to pay off. **** if im wrong, you will just have more money after saving money this time and maybe get a vette next time. If i'm right, you'll be better off than most people when the next depression hits. its a win win living below your means.

 

Lots of truth in this statement here...in fact, if I still had my ss/sc and was given the same deal on a tc, I doubt I'd take it. Even as little as 6 months ago, not many saw the economy tanking this far, this fast. For me, it is what it is, though. Luckily I have minimal debt outside the car payment, but of course, I do have 2 more years to pay than if I had kept the old one.

 

good advice cakeater. Advice that I just have recently decided to under take too. I have been looking into like 25-30k brand new cars to replace my lease when it ends next year. But now I'm looking into buying a car around 19k-20k.

With the way the economy and market is there are some very good deals out there though...

 

Kinda off topic, but i had a ss/sc, and my payments a $400 a month, now its winter and i put the cobalt up and got me a 99 cavy z24. Not the fastest car, but when i drive the cobalt again it feels like it runs 1000x better then i remember lol.

 

i just bought a house

i do agree about living below your means though. never know what will happen, but with smart planning, now is definitely the time to buy. just has to be thought out and well planned.

that being said, something like going into debt for a car that is guaranteed to depreciate is a bad move. buying a house for 20% below it's market value however is smart, because real estate is almost guaranteed to go up in that situation.

 

yeaa they wanted me to pay 450 minimum for 6 years.. i told em to F off. since my payments r only 330$ for 3 more years right now..

 

why did you tell them to f off? you were looking at a more expensive car, plus carried over money from the car you have now. i don't know how you thought it would be cheaper.

 

I believe the sticker was around $24000, and I got it down to $22,000 or something like that. I also got the best interest rate possible at my bank.

LOL, I get what you're saying, but there arent gonna be that many people who change their ways. I know I wont, I still go out and eat, buy different clothes, shoes, T.V's for the house and other stupid ****. The Wife and I both have great jobs, and I wont be getting laid off anytime soon, I think they'll always need Police Officers around, LOL. I just bought my SS/TC and easily owe over 20k still, and I owe some on my 05 Mustang GT aswell. I just bought a brand new house in 2006 and have other loans out there for things I have bought lately. Either way I aint worried, and I dont think anybody should be that worried, just dont act stupid with your money.