HPDE Insurance Program 2009 Season Update
Thread Starter
Senior Member
Joined: 09-24-08
Posts: 519
Likes: 1
From: Upstate NY
HPDE Insurance Program 2009 Season Update
Just found out that the HPDE Insurance Program had finally resolved their issues with insuring HPDE's at CT and for the 2009 season LRP is added to their program. However, looks like Ohio is still unresolved at this point.
For a $22k car, the HPDE INS with cost around $137 per event, no matter if it is 1, 2 or 3 days.
Link ~> http://hpdeins.locktonaffinity.com/Default.aspx?cID=31
Note: I am not affiliated with the HPDE Insurance Program, I simply want to pass on the info. If you plan on doing HPDE's and you are still making payments on your car, getting HPDE Insurance is essential. Your normal road insurance coverage stops once you are on the track.
Here is a snap shot of their program and coverage:
For a $22k car, the HPDE INS with cost around $137 per event, no matter if it is 1, 2 or 3 days.
Link ~> http://hpdeins.locktonaffinity.com/Default.aspx?cID=31
Note: I am not affiliated with the HPDE Insurance Program, I simply want to pass on the info. If you plan on doing HPDE's and you are still making payments on your car, getting HPDE Insurance is essential. Your normal road insurance coverage stops once you are on the track.
Here is a snap shot of their program and coverage:
HPDE Insurance Program’s policies actually protect you where you need it most: the track
As any High-Performance Driver’s Education enthusiast knows, finding the single-event coverage you need to protect yourself during events is almost impossible. Over the past 5 years many auto insurers have changed their policies to exclude coverage for claims "occurring on a surface used for racing", "at a high-performance driving event", or "use of an auto at a racetrack".
HPDE Insurance Program is pleased to offer single-event insurance without these exclusions, meaning our policy protects you where you really need it – on the track. And you can get it FAST – our easy online system lets you get a premium indication instantly and you can even purchase your insurance policy electronically. It’s insurance at your fingertips.
Note: This insurance policy provides physical damage coverage for your automobile while you are participating in a High-Performance Driver Education event. This physical damage coverage will begin when you enter the grounds of a race course and end when you leave the race course premises. Liability coverage is not included in this policy.
As any High-Performance Driver’s Education enthusiast knows, finding the single-event coverage you need to protect yourself during events is almost impossible. Over the past 5 years many auto insurers have changed their policies to exclude coverage for claims "occurring on a surface used for racing", "at a high-performance driving event", or "use of an auto at a racetrack".
HPDE Insurance Program is pleased to offer single-event insurance without these exclusions, meaning our policy protects you where you really need it – on the track. And you can get it FAST – our easy online system lets you get a premium indication instantly and you can even purchase your insurance policy electronically. It’s insurance at your fingertips.
Note: This insurance policy provides physical damage coverage for your automobile while you are participating in a High-Performance Driver Education event. This physical damage coverage will begin when you enter the grounds of a race course and end when you leave the race course premises. Liability coverage is not included in this policy.
Benefits of the HPDE Insurance Program:
* Limited Exclusions – unlike other plans, we will cover you for structured HPDE events.
* No Appraisal Required – you know how much your vehicle is worth, so we let you determine the value and save you the expense of an appraisal.
* Coverage for Vehicle Modifications – you can choose to list and insure the modifications you’ve made to your vehicle.
* Automatic Extension for HPDE Instructors – the policy follows your vehicle and is automatically extended when your HPDE Instructor is driving it. You can also add a 2nd driver for no additional charge.
* Small Deductible – when you do have a claim, only a small 5% ($1,000 min.) deductible applies.
* Multiple Payment Options Available – you chose the payment option that works best for you.
* Experienced, Secure Carrier – coverage issued through financially secure insurance carrier specializing in property coverage, rated "Excellent" or higher by A.M. Best.
PLEASE NOTE: This is only a partial description of the coverages; coverages and benefits are subject to the terms, conditions and exclusions contained in the policy. If any conflict exists between these highlights and the policy, the policy will govern. For complete provisions, including exclusions, please refer to the policy itself.
* Limited Exclusions – unlike other plans, we will cover you for structured HPDE events.
* No Appraisal Required – you know how much your vehicle is worth, so we let you determine the value and save you the expense of an appraisal.
* Coverage for Vehicle Modifications – you can choose to list and insure the modifications you’ve made to your vehicle.
* Automatic Extension for HPDE Instructors – the policy follows your vehicle and is automatically extended when your HPDE Instructor is driving it. You can also add a 2nd driver for no additional charge.
* Small Deductible – when you do have a claim, only a small 5% ($1,000 min.) deductible applies.
* Multiple Payment Options Available – you chose the payment option that works best for you.
* Experienced, Secure Carrier – coverage issued through financially secure insurance carrier specializing in property coverage, rated "Excellent" or higher by A.M. Best.
PLEASE NOTE: This is only a partial description of the coverages; coverages and benefits are subject to the terms, conditions and exclusions contained in the policy. If any conflict exists between these highlights and the policy, the policy will govern. For complete provisions, including exclusions, please refer to the policy itself.
Thread
Thread Starter
Forum
Replies
Last Post
