Just got approved for a $63000 truck!!!!!

Took two co-signers though..... I only have 1 year of credit history. (I am 19 yrs old) and they didnt like that.

So its for sure goodbye to the Cobalt.

I am selling my Slicks w/rims Still brand new ($450), DC strut brace($100), Ingalls Engine Damper.($50)

I will post up pictures of my truck as soon as i get it.

Looks like i will be paying 8 grand a year for commercial insurance, and like 1200 a month on my lease. Ouch....

Takes money to make money.

 

Hey Cody, if you can wait 2 weeks (the 28th) can i take that ingalls engine damper off your hands? Hopefully by that time you have the truck so i can check it out and FINALLY get to meet you

If you cant wait, no worries (also sorta interested in the dc strut brace...)

edit: OH and if you can, stay on this forum! your company and knowledge is definatly welcome/wanted here

 

Hell yeah I am staying on the forums.

BTW I thought i saw you driving on 84th a couple days ago. Black SS S/C.

And yes I can hold onto the parts for ya. Im not in town right now anyways...

I am in brooks, working on a well in the suffield army base. You cant move 20 feet without radioing the army and asking for clearance.... and there tanks driving by and ****.... pretty cool stuff.

 

Hope you don't get in over your head with that truck! If it was me--I wold have skimped on some options to get a cheaper truck. But thats me

 

Myth: You need co signers because you don't have the "credit"
Truth: You need co signers because you can't actually afford that loan. Having someone co sign a debt for you can end up in a bad situation.

 

only if you cant make the payments

co-signers is just their way of saying they dont trust you, and honestly, to a 19 year old kid i wouldnt either (no offense cody lol) (edit: its just because most 19 year olds arent as financially stable as cody, their income usually comes from shitty 8/hr jobs)

its just standard practice really, nothing to be offended about, i haev a co-signer for my student line of credit with 0.8% interest. I make all the payments and have no problem with it.

Cody, i love dodge rams man good trucks, glad it aint a ford bro and yea i think that was me, me and the mrs were going out for a cruise

 

Sucks to see ya go!

Make sure you stick around, and keep us informed on how the truck treats ya!

 

I see your from Maryland.

So I think that it would be safe to assume that you dont know about the oil and gas industry in Alberta Canada.

Anyways.... I work in that industry. Not only do I work in it, But I am a Night Supervisor for a Production Well Testing Company. I wont tell you exactly what I make, but I probably pay more in taxes in a month than you gross.

Chrysler told me that my income wasnt the problem and than I made more than enough money to cover the loan. They just didnt like the fact that I have 8 months of credit history. Thats not much time to bet a 63000 dollar loan on.

I dont blame them. If i was in their shoes........ and looked at me. I would say "I dont care how much money you make, Im not lending money to a 19 yr old punk ass kid with only 8 months of credit history... supervisor or not!"

 

yea stupid kids

you'll have to show us the new truck man!

 

Man...I miss my jeep...imma have to go get a hick-up truck soon...u know...the kind you never know what color it is because it is dirty all the time...


Congrats on the truck btw...ive seen a couple Cummings's trucks in the 12s!

 

FYI---it Cummins

 

WUT!!!! a 63000 truck and your leasing it. your gonna pay 1200 a month and give it back.

 

I think your missing a point. Because he is leasing it for work--he can use that as a tax deduction.

 

or buy out at the end...

 

yah jekyl i pmd you about the radials i am veyr interested i juts sorta need to move money to places where they need to be and than ill all over them

 

So Cody, you know what this means? No more LSJ club... instead, we're going to have to have just a Car enthusiast club (which i would almost sort of prefer )

Definatly need a crew in AT LEAST calgary, but alberta wide would be sweet, just have different chapters and meet up at car shows and represent

 

Hell yeah lol

Yeah I am gonna be paying 1200 a month lol.

85% Tax write off..... so I get to look forward to a big fat tax return next year.

Update: Truck as at Dealership, they are putting on all the extras and the lift kit this weekend. Should Have it early next week. I am getting 19000 for my cobalt.

Sunfire Joe.... any update on the slicks?

 

its not uncommon to make at least $120K a year STARTING in the oil fields people..

 

That sucks that you're getting rid of the Cobalt.

Now what local LSJ am I going to try and catch up to?

 

I know the feeling Ed... I just got on here since the end of august someone fill me in please lol

 

With only a highschool education?

Roughnecks only start at about 24 dollars an hour. That isnt even close to 100 k a year.

I do completions and workovers...

I work with :

Service Rigs, Wireline, E-Line, Snubbers, Tool Hands, Coil-Tubing, Machinery Operators, Pipeliners, Well-Testers, Safety Hands, Band-Aids.

I have talked to all of them. And NONE that I have ever talked to in the last 3 years told me they made even 100k their first year.

You gotta understand somethign boostbalt, In the oilfield, there is alot of money, but there is also alot of bullshit. And I think you got a taste of some. Everyone bullshits about their wages in the patch, becuase they are all bullshitters..... even I bullshit. But Im bot bullshitting now. It also helps that my mother is the accountant for my company (very large company) and becuase of that, i have a rough idea of who makes what.

 

i cleared about 75 000 as a roughneck last year

 

our roughnecks get 26$ an hour

 

So I was right........

this guy was trying to say anyone can start out in the oilfield and make 120k a year. In actually fact, its almost half that.

 

yeah he was a bullshitter lol