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Old 07-29-2008, 02:29 PM
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Cobalt owners !

What is your going rate for insurance on you car especially a ss? I just bought my car and have no idea what the insurance is going to chrage me, They said $74 a month to add it to my moms insurance but from what i read the colbalt coupe is one of the top 10 most expensive cars to insure. I'm 23 and turn 24 this Sat and the insurance on my truck was around 200 a month so what is your guess on a colbalt ss/tc? LOL I guess I acted before I thought on the insurance part.
Old 07-29-2008, 02:33 PM
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I pay $48 a month!

Oh, yeah I am 27 in NC, and its a 2006 SS/SC
Old 07-29-2008, 02:35 PM
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$122 for full coverage in MA and im 20 i drive an 08 sport not the ss tho
Old 07-29-2008, 02:41 PM
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24 and they will still let you add your car onto you mom's insurance?

There are too many factors to add in, but at 24 on your own policy with no tickets or wrecks you are probably looking at like $300/month -$50/+$100
Old 07-29-2008, 02:43 PM
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dont want to talk abt insurance... i have many tickets and a crassh.... ughhh...i hate this...
Old 07-29-2008, 02:46 PM
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I'm 18 and have the car under my parents and they are paying 150 a month for the SS/SC.
Old 07-29-2008, 02:47 PM
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On a 2 year CLEAN record I pay $250 a month, with no replacement cost and no loss of use protection. Blame Canada, or this province rather. I just transferred the papers/plates from my 2.4, if they try and jack it higher when I reinsure, I'm golng to prison.
Old 07-29-2008, 02:49 PM
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Best way to find out, is to call them and ask...

everyone's insurance is going to be different.
Old 07-29-2008, 02:51 PM
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I pay $1300 a year for full coverage on my SS/SC, Camaro, and my 750 Gixxer
Old 07-29-2008, 02:54 PM
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I too would recommend you call around for sure. Some places insure with many different companies so it can be as easy as one phone call.

My insurance recently went down a lot after turning 25. in fact i saw this coming so I called around for the best rate and now im paying 350 every 6 months with progressive.
Old 07-29-2008, 02:56 PM
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lol, I'll go in on Sat and talk with a manager at the agency. Everyone I've talked to with marks on their records is paying <$150 a month. We're regulated by ICBC up here, but something's not right. My neighbor had an 06(I think) Eclipse write-off, now he insures an 07 Lancer GTS for $160 a month
Old 07-29-2008, 06:31 PM
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Originally Posted by jwhitten
What is your going rate for insurance on you car especially a ss? I just bought my car and have no idea what the insurance is going to chrage me, They said $74 a month to add it to my moms insurance but from what i read the colbalt coupe is one of the top 10 most expensive cars to insure. I'm 23 and turn 24 this Sat and the insurance on my truck was around 200 a month so what is your guess on a colbalt ss/tc? LOL I guess I acted before I thought on the insurance part.
That's solid, you should just do that. To insure it yourself is going to be crazy if you have any tickets (speeding, seatbelt off, driving without a license, vulgar display of power, driving on a suspended license, etc), crashes, trees, pedestrians, dogs, schoolbuses, etc on your license. I have everything except the pedestrians, dogs, and speeding ticket ouch.

Oh and it helps alot if you have your tickets in a different state other than your licensed state, because it doesn't show up on the dmv record.
Old 07-29-2008, 06:38 PM
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Yeah I have been on my moms insurance since I was 16 and have no plans for getting off of it anytime soon. What can I say momma loves me lol, anyway I was thinking it would be around 100 a month but we will see when we get that first bill in the mail I hope its not going to kill me. I have nothing on my driver history I had a wreck but it was taken off after 5 years which was last year.
Old 07-29-2008, 06:51 PM
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2006 CHEVROLET COBALT SS SUPERCHARGED $426.97
  • Bodily Injury 50,000/100,000 Limit per person/per accident $66.65
  • Property Damage 50,000 Limit per accident $60.29
  • Uninsured Motorists Coverage Selected $21.73
  • Uninsured Motorists Bodily Injury 50,000/100,000 Limit per person/per accident $0.00
  • Uninsured Motorists Property Damage 50,000 Limit per accident $0.00 200 Deductible per accident
  • Medical Expense Benefits Coverage Declined $0.00
  • Income Loss Benefits Coverage Declined $0.00
  • Other Than Collision 100 Deductible per occurrence $60.81
  • Collision 100 Deductible per occurrence $200.32
  • Transportation Expenses 900 Limit maximum $11.17
  • Towing & Labor 25 Limit minimum per disablement $6.00
Old 07-29-2008, 07:29 PM
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i'm 27 and still on my dads.... 100 a month with 2 months off a year. thats with like 3 speeding tickets on my record. haha
Old 07-29-2008, 07:34 PM
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120 a month geico

although i may get a rate hike when they see my 87 in a 70 ticket.
Old 07-29-2008, 07:52 PM
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i'm 23 and i pay 94 per month on my ss/sc... woohoo!
Old 07-29-2008, 07:54 PM
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20, still on my parents insurance (*USAA*). I pay them about 80 bucks a month to cover my portion.
'08 SS
Old 07-29-2008, 07:57 PM
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2055 for 6 months I live in the city though
Old 07-29-2008, 07:58 PM
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im 20, and i pay 290 a month on my SS/SC.. fully covered.. with a clean record.. but under ma own name not my parents... and i live in NY
Old 07-29-2008, 08:39 PM
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Holy ****, I'd move if I could keep the healthcare
Old 07-29-2008, 10:47 PM
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i pay 784 full coverage a month im only -3 points
Old 07-30-2008, 07:55 AM
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Originally Posted by Bad05SS
i pay 784 full coverage a month im only -3 points
what! 784 a month!!!
Old 07-30-2008, 08:35 AM
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Mine's right around $65/month. ******* hood rats. Once I move across town, it will drop to about $45/month.
Old 07-30-2008, 09:23 AM
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21, 2 speeding tickets, 1 no fault accident (slid into a curb in the winter) multi-car insurance, through AIG, and i pay $180 a month on my own policy


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