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Got in an accident, cobalt totalled.

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Old Sep 10, 2006 | 02:52 AM
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Got in an accident, cobalt totalled.

So I have 845 miles exactly on my car. Just bought it 16 days ago. Yellow '06 SS/SC with G85 package. GONE!

Was about 1/4 mile from my housing complex when some ******* mexican without insurance flipped a u-turn right infront of me. He was parked for the Hot Import Nights car show (I live right by where they host it). I hit him head on doing 40-45 (dont remember). Me and my wife were safe (man, these cars kick ass inaccidents!!!) but the car is TOAST. I dropped all my radiatior fluid and smashed the car pretty damn good. I got pictures with a disposable, so Ill post when I get them developed.

The guy tried to ask me for my insurance. HAHAHHA I told him nope. Cops wrote him a ticket and thats that. Hopefully, my insurance will cover it all (I had uninsured/under-insured with loan/lease payoff) and Ill get a new cobalt. Im a little shaken up I must say, and my wife is freaking out, but no injuries, just a little soreness.

Sigh
Old Sep 10, 2006 | 02:58 AM
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Good thing you had the uninsured motorist coverage. Damn that sucks man. I saw on the Gm web site that the 2007 models come with a 5 year 100,000 mile warranty now. So try and get the 07.
Old Sep 10, 2006 | 03:00 AM
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Originally Posted by doz
So I have 845 miles exactly on my car. Just bought it 16 days ago. Yellow '06 SS/SC with G85 package. GONE!

Was about 1/4 mile from my housing complex when some ******* mexican without insurance flipped a u-turn right infront of me. He was parked for the Hot Import Nights car show (I live right by where they host it). I hit him head on doing 40-45 (dont remember). Me and my wife were safe (man, these cars kick ass inaccidents!!!) but the car is TOAST. I dropped all my radiatior fluid and smashed the car pretty damn good. I got pictures with a disposable, so Ill post when I get them developed.

The guy tried to ask me for my insurance. HAHAHHA I told him nope. Cops wrote him a ticket and thats that. Hopefully, my insurance will cover it all (I had uninsured/under-insured with loan/lease payoff) and Ill get a new cobalt. Im a little shaken up I must say, and my wife is freaking out, but no injuries, just a little soreness.

Sigh
That double sucks, you did not even have the car broke in,I rode off my imprezza with 650 on it, some guy ran a red light, glad to hear you and your wife are ok though
Old Sep 10, 2006 | 03:03 AM
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one of the guys who drove a cobalt here in DE totaled. drunk guy in a truck tboned him doing about 60 and fliped the car twice. his wife broke her arm and he was alittle bumped up. but the car was gone. im very impressed with them. tho i dont ever want my to prove its self. you guys are lucky
Old Sep 10, 2006 | 03:04 AM
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Yeah, she was pretty shaken up. She had a few drinks in her (shes a light-weight, 100 lbs) so combine that with the stress of an accident and shes a total mess.

******* blows. ******* ricers. This guy is like "Oh, I was goona get insurance tomorrow, I just got the car" WOWOOWOWO Tomorrow is SUNDAY *******! UGH

I dunno what to do. This is my first major accident since I started driving ( 9 years ago, im 25 now). I have no points and no accidents, I dont want this to hit my insurance as a negative for me Not only that, I want my ******* car replaced. My cobalt is totalled, I cant see how they cant total it. Im positive the frame is bent, not to mention everything crumped on the car. Ugh, I just wanna ******* cry im so sad. Call me a bitch, but I loved that car............................
Old Sep 10, 2006 | 03:13 AM
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Originally Posted by doz
Yeah, she was pretty shaken up. She had a few drinks in her (shes a light-weight, 100 lbs) so combine that with the stress of an accident and shes a total mess.

******* blows. ******* ricers. This guy is like "Oh, I was goona get insurance tomorrow, I just got the car" WOWOOWOWO Tomorrow is SUNDAY *******! UGH

I dunno what to do. This is my first major accident since I started driving ( 9 years ago, im 25 now). I have no points and no accidents, I dont want this to hit my insurance as a negative for me Not only that, I want my ******* car replaced. My cobalt is totalled, I cant see how they cant total it. Im positive the frame is bent, not to mention everything crumped on the car. Ugh, I just wanna ******* cry im so sad. Call me a bitch, but I loved that car............................
If there is crumpled zones than the frame is probly beant. In the states is it not against the law to not have insurance,it is a punishable offence here that will cost ya jail time
Old Sep 10, 2006 | 03:15 AM
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Originally Posted by doz
Yeah, she was pretty shaken up. She had a few drinks in her (shes a light-weight, 100 lbs) so combine that with the stress of an accident and shes a total mess.

******* blows. ******* ricers. This guy is like "Oh, I was goona get insurance tomorrow, I just got the car" WOWOOWOWO Tomorrow is SUNDAY *******! UGH

I dunno what to do. This is my first major accident since I started driving ( 9 years ago, im 25 now). I have no points and no accidents, I dont want this to hit my insurance as a negative for me Not only that, I want my ******* car replaced. My cobalt is totalled, I cant see how they cant total it. Im positive the frame is bent, not to mention everything crumped on the car. Ugh, I just wanna ******* cry im so sad. Call me a bitch, but I loved that car............................
im pretty sure the state will help you out. they might make him get insurance and then pay for it and then hell prolly lose his drivers id. but the sucky thing is it could be weeks before he gets a court date
Old Sep 10, 2006 | 03:16 AM
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Oh yeah, crumpled zones is an understatement. The front wheels were bent out, thats how bad it got smashed. Somone how, the rear quarter got smashed too, but I kinda blacked out when I got hit so I dunno. I just know airbags + seatbelt = save my life (and my wifes). I actually never wore a seatbelt till I got this car.
Old Sep 10, 2006 | 03:19 AM
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Ya we need some pics. Your insurance shouldnt go up becasue if you were not at fault I dont think they can raise your monthly payment.
Old Sep 10, 2006 | 03:27 AM
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Pics will take a couple days. Im working 7 days a week, as is my wife (10/9 hour days respectively) so Ill get the pics developed when I can. Ugh I have to be at work in 5 1/2 hours and I cant even fuckign sleeppppppppp. So ******* depressed.
Old Sep 10, 2006 | 03:28 AM
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i work at AIG auto Insurance, and Whether your at fault or not at fault there is also a chance for your premium to increase. we're evil , its what we do.!
Old Sep 10, 2006 | 03:37 AM
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Well **** you then ******.
Old Sep 10, 2006 | 03:39 AM
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Originally Posted by doz
Well **** you then ******.
Wow thats uncalled for
Old Sep 10, 2006 | 04:14 AM
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Originally Posted by Allshot
Good thing you had the uninsured motorist coverage. Damn that sucks man. I saw on the Gm web site that the 2007 models come with a 5 year 100,000 mile warranty now. So try and get the 07.
Thats only a powertrain warranty not bumper to bumper its still 3yr or 36,000
Old Sep 10, 2006 | 04:16 AM
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Originally Posted by g5mike
If there is crumpled zones than the frame is probly beant. In the states is it not against the law to not have insurance,it is a punishable offence here that will cost ya jail time
its illegal to drive without insurance in the states too...check up on your facts
Old Sep 10, 2006 | 04:17 AM
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Im worried about the powertrain more. I dont really car about the molding and other crap. I dont know why i even care my warranty was gone two weeks after i got the car
Old Sep 10, 2006 | 11:07 AM
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Originally Posted by g5mike
If there is crumpled zones than the frame is probly beant. In the states is it not against the law to not have insurance,it is a punishable offence here that will cost ya jail time

Yes....It is against the law here in Ohio to drive without insurance...
Old Sep 10, 2006 | 11:11 AM
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if its totaled, do you have GAP coverage.
Old Sep 10, 2006 | 11:14 AM
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I have loan/lease pay-off option from my insurance. Should be covered. Just got home, and leaving again. My wife started having severe pains overnight. Turns out she has a ******* hole in her intestine. Gotta have surgery

She should be fine, I hope.
Old Sep 10, 2006 | 11:25 AM
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Originally Posted by doz
Well **** you then ******.
You're a ****** ass bitch. That's his job, as if he can just go and change the rules. No need to talk **** cuz ur car got owned.
Old Sep 10, 2006 | 11:34 AM
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Originally Posted by l Sh1ft l
You're a ****** ass bitch. That's his job, as if he can just go and change the rules. No need to talk **** cuz ur car got owned.
Wow you've been angry these past few days, you alright man.
Old Sep 10, 2006 | 11:42 AM
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lol I'm sweet.. People just **** me off when they are talking **** like people can control what goes on at a business. Don't hate the player, Hate the game.
Old Sep 10, 2006 | 01:04 PM
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Sorry to hear about the car but glad to hear your both ok & just remember cars come & go but life is something you can't replace!

Man I was just thinking I'd love to get your tranny I know thats just wrong to say but dam a G85 would be nice to get out of a wrecked car!

I was hit by a guy that actually rearended me & ran, I had to use my insurance to get repairs done ($1400) & at that time I was thinking if anyone totalled my car I'd try to buy it back for parts as I'm sure I'd get another balt so thats a thought for you cuz if they total it you might be able to buy it for $400 or $500 if you have the Cash
Old Sep 10, 2006 | 03:44 PM
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Eat a dick shift. Damn right im mad about my car. I couldnt do ANYTHING to get out of this ****** beaners way and my car gets totalled and it has to go through MY insurance because he didnt have any.

Damn straight Im pissed. Now, my wife is in the hospital. I dunno what the **** to do. She should be out of surgery shortly, then I have about 2 hours before I can go back. She should be fine though.
Old Sep 10, 2006 | 03:47 PM
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Wow.....come on lil cobalt ss owner's no need to fight among each other...



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