omg u dont even know how mad I am right now....I took my Ls to Chevy and was getting a yellow ss/sc for trade in , signed the papers and **** and they call me once i got home saying i would need a cosigner....My mother fliped out saying no now i gotta go back and get my security deposit goddddddddddddddddddddddddd

 

It's a shame more people don't take english classes

 

it sounds like the deal is already done. it was his fault. I'd tell them no.

 

i guess it wasent final they said.... bs ..bs ...bs i guess it was just the form that you sign so they hold the car for you.....but still its bs they made me wait

 

Double check the paperwork. If it was the actual bill of sale that you signed, they have to finance you at that rate regardless.

 

im pretty sure im screwed cus the dealer told me when i signed it ..... not final but we need your sig

 

+1 it is now the salesmans problem

 

it was prob the loan app

 

my trade in value was so low they payments were 505 and i got it down to 399 i was so happy too. SO i called them back and said....i have no cosigner I will be over to get the deposit...ANd the dealer was like oh wait well lets see what we can do sometime we work maricles......so now i am waiting sorry for my typing and misspelled **** im just so mad and i dont care

 

I hate dealerships.

My Dad co-signed for mine. We filled out some paperwork, and they came back later and said that we had mixed up the order of signatures and needed us to switch them. The form didn't state primary, secondary on the signature part, so we asked if I would still be the primary, and my Dad the co-signer. The finance person said yes.

A month later all my finance stuff came in the mail. Not only was my Dad the primary and I the co-signer, they also used their own bank instead of my credit union like they said they were going to. I was so pissed, but nothing I could do about it.

 

I felt like I was just stabbed in the face....they shook my hand and **** sayin congrads and i was proud i coulda got a car on my own now but i was wrong

 

are you still gonna get it?

 

they said there trying to work somthing out withought a cosigner but im not paying more then 399 a month \i was there 3 hours droping it as it was

 

Don't do it of it is for more than 60 months. You get raped by the intrest alone.

 

It's not the dealership's role to use your Credit Union that is TOTALLY up to you! Also if you can read this you surely could read the Finance papers when you signed, they are marked Co-App & Primary.....trust me.

 

There just sending you in to more lending company's to see if they can get you bought at another lending company. That in return will KILL your credit score each time they do so.

 

wtf thats not fair now my credits gunna drop more?

 

Exactly!! I'd call them....

 

The carsalesman are IDIOTS. Twice have I went in and my mom asked if they thought she would get financed. She owns her own business so you know how that works when trying to get financed for a car. The carsalesman always said you should have no problem. Twice did we get call backs a week later after waiting saying that she could not get financed. I also love going in and asking about cars only to find out that I know more than the carsalesman does!

 

Actually they did the same thing to me, I signed as Primary and my grandfather signed as the co-signer and I ended up with the car in his name instead.

 

I didn't need a co signer!! Great credit @ 21(now 22).

 

And yes, the more times they run your credit score.. it's going to drop. Not to drastically as if you were going to buy a house but the more times they do it, the more it will drop.

 

She may have PERFECT credit but could be debt loaded....

 

The dealership that i was going to use pulled my wife's credit and mine a total of 24 times in 2 days. Now its all over my credit report and we're trying to buy a house too. Yeah, we got screwed.