insurance??
01-31-2008, 09:13 PM
#1
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Location: wheeling, wv
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insurance??
insurance company just sent me the bill for next month and their chargin me like $140 more for some reason so now i gotta pay like $400
and i never had any tickets or anything.. are all of u guys payin that much?,, that seems like a whole lot just for insurance.
and i never had any tickets or anything.. are all of u guys payin that much?,, that seems like a whole lot just for insurance.
01-31-2008, 09:24 PM
#4
wow that sucks. how old are you???
were i am we have a goverment based insurance company that doesnt descriminate based on age, they base it only on your driving record. you have the base insurance, and for every year of safe driving (no at fault accidents) you get a 5% discount, once you hit 40% you get 1% per year till you hit the max of 43%. if you get in an at fault accident, depending what % fault you have, they will move you down 6 ranges, meaning if you had a 30% discount you go back to 0. if your lower than 30%, you can actualy end up with a surcharge (done 5% incriments).
now that thats out of the way, my balt would cost me $4000 per year with no discount, im at 30%, so im around $2700/ year, or $236 per month.
were i am we have a goverment based insurance company that doesnt descriminate based on age, they base it only on your driving record. you have the base insurance, and for every year of safe driving (no at fault accidents) you get a 5% discount, once you hit 40% you get 1% per year till you hit the max of 43%. if you get in an at fault accident, depending what % fault you have, they will move you down 6 ranges, meaning if you had a 30% discount you go back to 0. if your lower than 30%, you can actualy end up with a surcharge (done 5% incriments).
now that thats out of the way, my balt would cost me $4000 per year with no discount, im at 30%, so im around $2700/ year, or $236 per month.
01-31-2008, 10:08 PM
#12
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im 22...and with no accidents and no tickets, and when i first go the balt they wanted me to pay almost 625 a month, so i shopped around and now im down to 240 with full coverage and a 1000 deductable
01-31-2008, 10:26 PM
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01-31-2008, 10:40 PM
#20
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Location: Northern NJ
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I would love to know how much someone around the age of 18-22 pays for their insurance in NJ. I'm 18 and won't have my balt for a few months because I'm waiting on the T/C.
