scatman_101

I was astounded when I got some figures from insurance companies. I'm 22, good driving history, credit scores around 700, and i'm looking at 86.14 to 126.04 monthly for full coverage on a 2005 Cobalt S/C. This does seem a little low compared to what others are paying. What kinds of insurance are you S/C owners paying monthly?

Spite4U

$75 CAD/month $250 deductibles and replacement value. 32yrs old tho.

3fo893013L

$2000 every 6 months, no points.. 24 years old. Thru AAA Insurance. Other places wanted almost $2500. Cheapest I could find :rolleyesw/full coverage $500 deductible

Ghalterman_usmc

21 years old, Full Coverage, 1 ticket for speeding and my insurance is $1865 a year on a 2005 SS s/c. Yes I said a year. God I love military discount. 250 deductable. I think it's because I have used the same insurance company on everything I own. I have my house and my bike using the same insurance company. It's called multi policy dicount and all that other crap.

wikkymaster

i pay 120 a month about and im 18 with no tickets or anything, thats on my base model non-s/c

Evilfrog

$183 dollars a month this month; i turn 25 next month and it drops down to $123 a month. $250 decutable. But my camaro is also insurance just for liablity.

beerbaron105

u guys rock, im 20 with one improper lane change (2pts) ticket, im paying 5039 a year with RBC and full coverage $1000 deductables.

selfinfliction

26 one speeding ticket (10mph over) raodside assistance, $750 rental car payout per accident, 500 deductible $93 a month through gieco

DanJHartman

im paying $385 a month, $500 deductible im 20 with no tickets of any kind

Chevy4Life85

Your credit score has A LOT to do with your insurance rate, becuase it helps them determin your risk factor money wise

jerm

iTrader: (1)

A big determining factor is where you live as well. For example, New York City and surrounding areas will be rated as higher risk and insurance payment will suffer because of that. I was quoted a total of $825 (on an SS/SC that I have not purchased yet) for 6 months; that's after a 10% discount for homeowner's insurance with the same company. I just recently turned 25 with a completely clean record and FICO just above 750. Austin, TX by the way. As the Cobalt SS/SC becomes known and more frequents the roads, the insurance probably will go up because of reported accidents, break-ins, etc.

alleycat58

I pay about $80/month to insure the SS/SC, perfect credit, perfect driving record (been pulled over, but in PA it only affects your insurance if it's a points infraction). That's up from $48/month on my 98 Cavalier RS...so my insurance nearly doubled. But then again I dropped the deductable to $250 and got full tort, everything else is covered, rental car, etc.

I'm 24, so it's still pretty low but I get discounts for being a full time graduate student, good student discount, multi-policy discount, and safe driver discount. Plus in May when I turn 25 the insurance drops down again, I think she said it should go to about $65-70 a month so all things considered it's not too bad, especially compared to what some of you guys pay plus the fact that I'm paying the "metro" rate because they consider Pittsburgh to be a metropolitan area vs where my grandparents live, which is out in the country and they pay next to nothing for insurance (I think they pay about $20/month.)

MarcS

I hate you lol

alleycat58

LOL, just imagine if they still gave girls lower insurance rates than boys, I'd pay even less

I never dreamed some of the people on here pay what they do for insurance - it's just insane!!!!! You guys have my sympathy :-(

MarcS

I pay close to $4k a year.

Buying the car is the cheap part of driving.

RIPSRT4

I pay 318 a month 19yr old 6points on license 2accidents - full coverage & hostipal insurance

VaMP

What you people should do is have your SS rated as the 'pleasure' car. You can drive it anywhere anytime. It's what I did and it only costs me $80 a month and I'm 18. I have Farmers Insurance.....

BlackSS05

good thing for mom and dad im 18 i pay 80 a month for insurance under my parents name I LOVE THEM SO MUCH. Dad has two accidents one b/c of me same name and all and one a lady hit him but it was his fault. So 2 accidents in 2 years and its 83 i think.

twandamon

on my base i pay about 800 full coverage a year , when i was looking into getting an srt.....i got a quote....you dont even wanna know but im am 17

alleycat58

They let you do that and it's the only car on your policy?!?!?! Most agencies will not do that, you have to have at least 2 cars on the insurance to have one rated as a "pleasure" or "secondary" vehicle...

VaMP

Well.... we have a house, jet ski, boat, fithwheel travel traylor, and 5 other cars with them as well.... I guess I should of mentioned that before

Cobalt30

wow i am so jelouse of all of you out there. Im paying 198.67 a month for my base cobalt coupe. Im 19 with 1 small ticket to have my points at 17. I hate this massachusetts flat rate crap.

Voodoosoup

30YO, Good credit, clean driving record. I pay about $76usd a month with Progressive.

Nightcrawler

Ok.. I'm going to shut you all up. I live in NJ.. I am 24. I have one ticket on my record from 3 years ago.

I pay $4400 a year! The collision and comprehensive makes up most of that. I'm trying to switch over to NJ manufacturer's through my job. That should help some. I can barely afford to drive this thing.

cobaltsslvr

im 23 in nj clean record with njm.

1600 a year!!!! i feel like i am paying nothing for insurance. try to switch over asap!!!