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Old Apr 25, 2008 | 09:42 PM
  #26  
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From: Taunton MA
when i got my licenc i was paying 3200/ yr for an 01 cavy (two years ols at time). i now pay 2000 a year 21 no tickets or accidents. AAA discount. i know i pay to much MASS FTW
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Old Apr 25, 2008 | 09:52 PM
  #27  
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From: Rockland County NY
2300 a year
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Old Apr 25, 2008 | 09:56 PM
  #28  
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I can't believe how raped people are getting on their insurance. Wow! How are insurance rates so different. I only pay $389/6 months. (progressive). I don't get it. A lot of you have clean records, and are still paying over $1500 every six months. I know that age plays a role, but am I missing something here?
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Old Apr 25, 2008 | 10:02 PM
  #29  
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cobalt guy you have a lt thats why it's cheap
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Old Apr 25, 2008 | 10:19 PM
  #30  
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Originally Posted by srowler9
I can't believe how raped people are getting on their insurance. Wow! How are insurance rates so different. I only pay $389/6 months. (progressive). I don't get it. A lot of you have clean records, and are still paying over $1500 every six months. I know that age plays a role, but am I missing something here?
it has to do with your credit history and where you live. when I moved a couple miles down the road and entered into a different zip code, the cost went down about 80 bucks per month.

I'm currently paying $150 for just liability on my 98 Sunfire, I'm 19yo, M, 1 at fault accident and I'm on my parents account. If I was by myself, I couldn't afford insurance
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Old Apr 26, 2008 | 03:17 AM
  #31  
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From: Chilliwack, BC, Canada
2007 G5 GT (2.4L). I'm 23 with 7 years driving experience, no tickets, no accidents, 35% discount.......$171/month with full coverage.
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Old Apr 26, 2008 | 03:41 AM
  #32  
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From: Blaine, MN
OK, not to sound weird, but that isn't horrible. Maybe for the rest of you that are around 21 and under and have the SS/SC, but when I was your age, I drove my 99 Saturn SC1 and for full coverage I was paying $300 a month. That's a car that has a 1.9L SOHC (100hp at the crank). It's not a sports car by any means...only meant for fuel economy. Now if you want to talk about someone getting screwed, it was me. That was living at home with my parents and my mom and I were on the policy (my dad had someone else for risk insurance at the time) along with home coverage and through American Family. They're the worst.

With my 07 LS 4dr, I pay about $80/month because of one speeding ticket. I am 24, married, have multiple line discounts with our house. This is through State Farm. I know it's not great, but considering the ticket, I'm fine with it. When I first got the car they didn't know about the ticket since it was with the old car and I was paying $60/month.

I look forward to buying a sports car in the next couple years, being 25 soon, I should see a small drop and when I buy a GTO, Sky RL, or Crossfire SRT6 (haven't decided which one yet), I should see a pretty decent rate.
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Old Apr 26, 2008 | 11:49 AM
  #33  
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Just be thankful you do not live in New Jersey. We always get dicked over on insurance.
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Old Apr 26, 2008 | 11:53 AM
  #34  
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From: Myrtle Beach, SC
Wow, we pay $180 for my ss/sc and a wrx- both full coverage! I don't think that's too bad. We both have one ticket. And we aren't married either. Just on the same policy.
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Old Apr 26, 2008 | 11:58 AM
  #35  
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Originally Posted by Cougar
Just be thankful you do not live in New Jersey. We always get dicked over on insurance.
Thank you.

Everyone in this thread is a whiny bitch if you have complained about your insurance.

OP is paying 251 a month at 20 with an accident?!

19 with one accident and 2 speeding tickets=$453 a month for liability on a piece of trash Talon DL(1.8 92hp) with 173,000 miles.

Not to mention I had surcharges to pay, which totaled $1800

An accident that a claim is made on your own insurance is 5 insurance points which is worse than two speeding tickets.

I pay $151 a month for full coverage on the Cobalt and $56 liability on my Passport.

$800 a year for liability on my bike.

23 with a clean record.

/thread

Seriously
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Old Apr 26, 2008 | 12:00 PM
  #36  
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mine is $56 a month lol
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Old Apr 26, 2008 | 12:03 PM
  #37  
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muhaha when i had cobalt it was 600 with my parents name on insurance, then i wanted to know how much it was on my name....1625 6 months....muhaha, i <3 my parents!!!
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Old Apr 26, 2008 | 12:06 PM
  #38  
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i pay 2400 a year in Alberta. but apparently once u turn 25 here, its supposed to go down quite a bit. 7 months to go!
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Old Apr 26, 2008 | 12:34 PM
  #39  
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I pay about $260/month. 19 y/o, M, one accident, 3 Points against my insurance, couple speeding tickets (didn't go against me tho, got a lawyer). This is with Nationwide on my mother's policy. I am listed as primary driver of my SS/SC though.
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Old May 6, 2008 | 03:28 PM
  #40  
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Originally Posted by schamsy
Ok, so before I got my car I called up an insurance agent and they said insurance every 6 months would be $800 for my 2007 cobalt ss/sc. I got the bill today and it is $1508 every 6 months. I'm super pissed. I'm 20 years old and have been in one accident, slid into a ditch with my old car. Am I paying way too much???
Who are you using?
hahah thats nothing, for me my insurance wants $10,600 a year. i have a clean record not even one ticket. its cause im 16, so we put it on my grandmothers insurance making it 1900 a year.
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Old May 6, 2008 | 03:30 PM
  #41  
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I'm 24 and pay 1140 a year for a Mustang GT. That inlcudes one ticket.
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Old May 6, 2008 | 03:31 PM
  #42  
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$322 a month for my cobalt ls sedan and the R32. 18 yr old male.
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Old May 6, 2008 | 03:33 PM
  #43  
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Originally Posted by Whining-devil
hahah thats nothing, for me my insurance wants $10,600 a year. i have a clean record not even one ticket. its cause im 16, so we put it on my grandmothers insurance making it 1900 a year.
$10,600 to insure you for a year? WTF?! I don't care if you ARE 16 yo, WTF?! That's equivalent to the monthly payment of a year old C6 Z06 Corvette.

I call BS.

Originally Posted by moebius
i pay 2400 a year in Alberta. but apparently once u turn 25 here, its supposed to go down quite a bit. 7 months to go!
4 months left here!

Last edited by Psykostevo; May 6, 2008 at 03:33 PM. Reason: Automerged Doublepost
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Old May 6, 2008 | 03:33 PM
  #44  
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From: Raleigh, NC
813 per year here

no tickets/ no accidents

State Farm here as well
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Old May 6, 2008 | 03:34 PM
  #45  
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Originally Posted by Super_SS
muhaha when i had cobalt it was 600 with my parents name on insurance, then i wanted to know how much it was on my name....1625 6 months....muhaha, i <3 my parents!!!
Until you wreck it and they find out you're fraudulently claiming insurance and then they take your money and you're left inserting a sharp stick into your own ass.
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Old May 6, 2008 | 03:35 PM
  #46  
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Originally Posted by Psykostevo
Until you wreck it and they find out you're fraudulently claiming insurance and then they take your money and you're left inserting a sharp stick into your own ass.
Some people love sharp sticks in their ass though.
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Old May 6, 2008 | 03:37 PM
  #47  
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Originally Posted by Psykostevo
$10,600 to insure you for a year? WTF?! I don't care if you ARE 16 yo, WTF?! That's equivalent to the monthly payment of a year old C6 Z06 Corvette.

I call BS.



4 months left here!
im not even lying, my mother pays 4000 a year on her mercedes. and shes 40.
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Old May 6, 2008 | 03:38 PM
  #48  
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mine is 1700 a year for 2 cars. full coverage and im 27 and a female with no accident or ticket history
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Old May 6, 2008 | 06:55 PM
  #49  
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I'm paying about $250 a month and it sucks. It's cause I'm 19 and live in NJ. Gotta get out of this state asap. Btw, Geico and only a "cell phone violation" against me
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Old May 6, 2008 | 07:27 PM
  #50  
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Originally Posted by Whining-devil
im not even lying, my mother pays 4000 a year on her mercedes. and shes 40.
Did something happen to the value of the canadian dollar? I give up......it's complete BS. $10,600 a year for insurance............I would say go tell the insurance company to go **** them selves, but at this point I'm more inclined to point that comment your way because of the way you just screwed with my head.

Originally Posted by Billig ss/sc
I'm paying about $250 a month and it sucks. It's cause I'm 19 and live in NJ. Gotta get out of this state asap. Btw, Geico and only a "cell phone violation" against me
Did I meet you when I went out to Cherry Hill? I bet it was my wicked ex-stepmother who gave you that ticket. What a ****!

Last edited by Psykostevo; May 6, 2008 at 07:27 PM. Reason: Automerged Doublepost
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