where do you guys get it?
where do you guys get it?
i want to know how you people make all this damn money....
i mean ****, i work my ass off, and still can barely keep myself out of debt anymore...
my account is fucked, my CC ran up.... just so i can make my payments....
i work 50+ hrs a week, and i still cant get **** done
i mean ****, i work my ass off, and still can barely keep myself out of debt anymore...
my account is fucked, my CC ran up.... just so i can make my payments....
i work 50+ hrs a week, and i still cant get **** done
well i got my car buy getting th base model first and working my butt off at dominos for a part time over there at 7 an hour (yea i know crap money) and it was a very basic model. no power add ons no nothing special. just the 2.2 with power steering pretty much. oh and it was manual =)
then i traded it in since i built my credit up to get my ss s/c and im only 19 years old with a cobalt ss s/c under my belt being the only owner =)
sometimes you have to work from the ground on up.
of course i built up my credit with credit unions and credit cards along the way buy hey thats what happens when i really focused in school. i became real world smart =D doy doydddd but it serves me nothing when im on these forums =D
KENT B!
then i traded it in since i built my credit up to get my ss s/c and im only 19 years old with a cobalt ss s/c under my belt being the only owner =)
sometimes you have to work from the ground on up.
of course i built up my credit with credit unions and credit cards along the way buy hey thats what happens when i really focused in school. i became real world smart =D doy doydddd but it serves me nothing when im on these forums =D
KENT B!
been workin since 13, i was the kid at school who wouldnt go and buy fast food at lunch time, now im 17 and i got a ss/sc paid in cash, so now wen i get a pay check half is food/movies/gas, other half mods...
Damn 15 bucks an hour and still cant find anyway to do it.. And you make 852 buck for 50 hours but i guess it really depends on what else bills you got but yeah that aint much these day to think about it
If you make $15 an hour and are constantly broke then perhaps you need to re-consider your life style as its clear you can not afford it.
I make $22.00 an hour straight time and $33.00 an hour for OT. My bring home is about $2000 every other week. We used to live just fine when I was bringing in HALF of that so now that I've doubled what I make we're comfortable, veeeeeery comfotable indeed! My $50g+ a year combined with the wifes $40g+ a year we're sitting pretty.
YOU sound like you need to scale back on your expenses.
I make $22.00 an hour straight time and $33.00 an hour for OT. My bring home is about $2000 every other week. We used to live just fine when I was bringing in HALF of that so now that I've doubled what I make we're comfortable, veeeeeery comfotable indeed! My $50g+ a year combined with the wifes $40g+ a year we're sitting pretty.
YOU sound like you need to scale back on your expenses.
inheritance here lol, just quit my job at best buy, i get 700 bucks a month from social security heh. looking for a job though, i own 5 cars all under my name in full, and pay insurance and cell phone.
bills are a bitch, but you gotta do wat you gotta do... im trying to get a job at a chevy dealership so i can get the discount lol and work around cars, maybe move up to tech. i also go to college full time and im 19.
anybody know about a training tech job to start and if a dealership has a program like that without having to go to 3 years of college?
bills are a bitch, but you gotta do wat you gotta do... im trying to get a job at a chevy dealership so i can get the discount lol and work around cars, maybe move up to tech. i also go to college full time and im 19.
anybody know about a training tech job to start and if a dealership has a program like that without having to go to 3 years of college?
i'm a videographer. i get about 45-50 per hour for shoot time, and get 450/week salary. average weekend includes anywhere from 10-35 hours shooting.
it all comes down to how you save, and not spending your money on useless items. early on in my career i listened to alot of those sales tapes, and get rich kinda tapes. one thing i learned is that MAJORITY of millionares in the usa do NOT make a ton of money. they just don't spend it on things they don't need. things you don't need are called "doodads". i forget where i got that from, but it was a great book/cd.
whenever i get some extra cash i put it in my money market account where it makes almost 5% vs. 1% in a savings account. doesn't sound like much, and it's not, but over a period of years that extra 4% makes a difference.
if you're working, and spending money but have nothing to show for it then you're doing something wrong. whether it be that you got a car that was too expensive, got a house that was too expensive, whatever it may be, if you can't tuck away just a few dollars a week then you need to look at your finances and what can be taken away. obviously you do need a car, (most likely) and a place to live (unless you live with your parents still) but at the same time don't over-buy. that's why i started out with a base model cobalt. had shitty credit, was in my price range, and i liked it. kept that for 2 years, got out of the red, and traded for a 2.0 that i pay the same payment price for.
CLIFFNOTES: it's not about how much you make, it's about how you spend/save it.
it all comes down to how you save, and not spending your money on useless items. early on in my career i listened to alot of those sales tapes, and get rich kinda tapes. one thing i learned is that MAJORITY of millionares in the usa do NOT make a ton of money. they just don't spend it on things they don't need. things you don't need are called "doodads". i forget where i got that from, but it was a great book/cd.
whenever i get some extra cash i put it in my money market account where it makes almost 5% vs. 1% in a savings account. doesn't sound like much, and it's not, but over a period of years that extra 4% makes a difference.
if you're working, and spending money but have nothing to show for it then you're doing something wrong. whether it be that you got a car that was too expensive, got a house that was too expensive, whatever it may be, if you can't tuck away just a few dollars a week then you need to look at your finances and what can be taken away. obviously you do need a car, (most likely) and a place to live (unless you live with your parents still) but at the same time don't over-buy. that's why i started out with a base model cobalt. had shitty credit, was in my price range, and i liked it. kept that for 2 years, got out of the red, and traded for a 2.0 that i pay the same payment price for.
CLIFFNOTES: it's not about how much you make, it's about how you spend/save it.
my lifestyle consists of sitting at home doing nothing...
my rent is 200 a month... my car payment 240 , insurance is 109, gas is avg 100 a month...
so that 649/month alone... after taxes i dont bring much home
my rent is 200 a month... my car payment 240 , insurance is 109, gas is avg 100 a month...
so that 649/month alone... after taxes i dont bring much home
that is just one paycheck well should be for 50+hours for you
So thats one weeks pay what happens to the other 3 weeks out of the month?
ok, let's do some math. you work 50 hours. i don't know what you make, but let's low ball it and say that you make 8.50/hour. if you make less than that and work 50 hours, get a new job, end of story.
so, on this conservative estimate after all your bills, taxes, etc, you should have baout 850 left over every month. you're young, so you want to have a good time, so let's say you save about half of that, or even less than half, and save 400 month. that's certainly do-able, even though it sucks to save when you want to go out and have fun.
so, on this conservative estimate after all your bills, taxes, etc, you should have baout 850 left over every month. you're young, so you want to have a good time, so let's say you save about half of that, or even less than half, and save 400 month. that's certainly do-able, even though it sucks to save when you want to go out and have fun.


