hey everyone...hows life?!?

Well if you recall, I posted a thread up earlier (is this the best way to get a cobalt...etc.) I really appreciated the feedback wich made me think about what I want to do. Lots of you said being 16 and owning a SS/SC is asking for death haha. Even though some of you may think that, others, including myself, believe that getting what I want is the best way to decide...as long as Im responsible. So i decided with my parents about the SS/SC and it went over pretty well. I just have to be really careful and responsibal, which I will be b/c I'm not looking into mods and racing. Anywayzzzz what I wanted to say was that getting a Cobalt is gonna be sweet, but it will come with a HUGE PRICE.

I was sick today, so I ditched work and went to the insurance company (AAA). Guess how much insurance is going to cost me?????????????????????????????
$230......right as i heard that I pretty much shat my pants.

But this price does not include all the discounts..only the 3.0 GPA thing and new driver discount.

There are the Air bag discount, the garage discount,anti-theft discount, and multi vehicle discount.

Does the SS/SC come stock with side airbags?

Does the SS/SC come stock with an anti-theft alarm or sumthing?

If so, then my price will drop......but anyways just letting all the other 16 or 17 yr. olds in cali that getting this cobalt will be fun....and hard haha


IM SOOOOOOOOOO CLOSE.....can't wait

 

Moved to region.

 

Dude, I assume $230/ month. Should you be so lucky! You're 16? I live in NJ, clean record, over 30 and pay that much with the cheapest company I could find! Insurance in Cali isn't so bad in my book!

 

really????? wow i guess I am kind of lucky. But you have to take into consideration that I am under my parents *perfect* policy...if that does really do anything haha

 

230? haha... i WISH i paid 230... i'm about 303 a month with 1,000 down

 

50 a month, i make out cheap! full coverage

 

thats cheap...back when i was supposed to buy a cobalt when i was 18 it was like 3x as much as my car payment wulda been so i culdnt get it... dealership called me and told me my car was in. i was just about to drive up there and cross the "t's" and dot the "i's" when jus outta sheer curiousity my mom called our insurance company and asked how much it wulda been. she almost died and when i heard i culdnt get it i was soo depressed for about 2 weeks. i was soo close to getting it and BAM! gone. well, that was my little insurance rant and im done. btw, it was some special GM 100000 pt coverage or some ****...f'n ridiculous! idk if its jus here in Ohio or what...o well, life goes on, eh?

 

where in cali are you??

 

i only pay 150 full coverage and im 19

 

hey you guys should come to the meet in livermore this saturday..check out the thread.

 

i'd pay 2,600 every 6 months. for my own insurance. not a clean record.

 

why the hell would you guys pay 5000 a year for insurance? a cobalt is not worth that to me, if my insurance wasnt so cheap, i would drive a pos.

 

what is everyone else paying for insurance?

 

I pay $88 a month with two accidents. One in the balt and one in a rental while the balt was in the shop getting fixed plus i have two traffic tickets

Esurance is what i have and i love it!!

 

i used to have esurance, i was paying over 4,000 a year. switched to geico and now i pay about 1800. esurance actually tried RAISING my rates for no reason after 6 months, so i said the hell with them.

 

Jersey's insurance is one of the highest in the country. I pay 2100 for the year with full coverage on my Cobey (I'm 27, clean record and they think I'm still married. lol) and my sisters 03 Cavy with only liability.. It's like 210 a month.

 

I pay $380 a month for ******* insurance on my Eclipse...it's NEW ******* JERSEY INSURANCE!

 

yea, that's like what i used to pay. my insurance was more than my yearly payments for my damn car!

who do you use? you should get insurance out by you, i bet it's dirt cheap compared to the scam artists in jersey.

 

It is but the car is registered under my mothers name...no choice right now. I'm trying to find a way to either get another car or get the car under my name by getting a loan myself.

 

ah gotcha... yea that sucks... have you looked into the insurance there? probably 1/3 the price or better.

do you have any credit to get it yourself? I had my father co-sign for my car because I couldn't get it myself. got a credit car, i ONLY use it responsibly, and in less than a year i took my credit from under 600 which blows donkey ***** to 711 which is pretty damn good.

 

I don't want my mother on my loan...

I have credit, it's just ok. I'm trying to build it up or pay my debts. it's been a struggling year.

I forget what my score was. I think mid 600s.

 

man i pay $247/month for an LS!!! that is full coverage cheapest i could find im 20 w/ a spotless record its bullshit!!

 

Dang Ryan, I pay $140/mo for full coverage with $100 deductible on my 2.0 with a not so spotless record

 

do they still think your married?

 

Nope. But I now have home/car discount for renter's insurance, so it balances back to the same