Alright i am 19 an im planning on attending collage in MaryLand. I have a 2005 Cobalt LS Sedan. Right now i pay $2600.00 a year. When i go to college my car will not leave my garage since i will be riding with my GF, it will be jacked up with a cover on it till spring. I was wondering if any of you guy's insurance companys give discounts for collage kids or anything that would help me out. My insurance company will not budge. My car is paid off till january 2007. Please leave name of your company and maybe a phone number so i can start investagating :P thanks guys you rock!

 

i would drop the insurance. unless u plan on having like a car drive into ur garage and crashing your car. actually jk i guess u cant drop it if its not paid off. allstate gives u good grade discounts.

 

I believe i have good grade discounts but that wont help me till i get good grades lol. gotta be in school first to get good grades :P

 

Tell them the car is going to be garaghed while you are in school and you will no longer be a primary driver with your parents to take it out once a week. See what they say.

And I do reccomend that you do that btw. Have somene take it out once a week.

 

you may just be assed out with this one... under NO circumstances should you cancel your insurance... when you try to get it back you will get screwed because you are considered a higher risk... may have to bite the bullet..

 

yea, i was told by them since its a loan they cant do anything not even a little. ill try that. any good insurance companys i should look into switching to?

 

and also, chevy won't let you not have insurance because it's not paid off...

 

you should check out esurance, im 20 and had a 2006 cobalt ss/sc and i was paying 2660 a year.

 

All insurance companies will give you a discount based on the number of miles you will drive the car in a year. Since you'll be gone 9 months of the year or so, be sure to enter a low estimate like 2,000-3,000 miles a year. My insurance company, USAA, provides an additional discount specifically for students like you who are leaving their car behind while going to college. You or one of your parents have to be either military or former military to get in to USAA, however, so I don't know if that will help you.

 

Or Progressive. I'm paying $136/mo for full. I think they may be able to drop it to storage insurance while its parked. GM should be okay with that if its just sitting in the garage. If not...guess you're screwed.

 

take your self off gieco will let the car be insured but have no driver my cobalt was 86 a month with no driver but the car still fully covered

 

I pay 134 a month with Statefarm, full coverage, 50/100/100 limits. Only 21 y/o too. Best deal by far, most were doubel this.

 

I suggest the same as snobird. This is my third deployment to Iraq coming up and I have Geico. Let them know the vehicle will be stored in a locked and sucured facility and checked on daily. 0 miles from this start date till you call to report your back. They will give you a really good rate.

 

This is the way to go!

 

you can probably just drop the insurance down to fire/theft