08-10 SS Turbocharged General Discussion Discuss the 2008 - 2009 Chevy Cobalt SS Turbocharged. On sale since the second quarter of 2008.

Buying help

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Old Feb 28, 2009 | 02:18 PM
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bucker18's Avatar
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From: kentucky
Buying help

hey whats up guys after months of debating of what kinda car to get the time has come. i got a raise at work and i think i will attempt to get the new ss for my dd. just want some help on what insurance is like for this car. also what type of price would i be looking at for the car
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Old Feb 28, 2009 | 04:00 PM
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Well nobody can tell you your insurance rate but your company.

For someone like me though, I looked around at a TON of cars, got quotes on most of them, and it seems it didn't matter what I bought, the rates were all pretty much the same. I would save a minuscule amount by getting a 4 door, and the fact the car was a sport compact compared to a compact only changed the rate by like 100 or 200 a year, not a big deal.

I don't think you'll see a huge difference than any other car that's brand new, a couple hundred bucks at the most.

Just be glad you're not looking at a Civic Si, that was the only car that was significantly more expensive than the others for insurance...it's considered "high risk"...must be the theft, or the fact the Cobalt and MPS3 are underrated by the insurance companies?
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Old Feb 28, 2009 | 04:01 PM
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There are so many variables that play into this, But my example is I'm 37 with no problems on my driving record, but my Ins. will go up $40 a month going from a 2003 Focus ZX3
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Old Feb 28, 2009 | 04:11 PM
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yea i dont even know if ill get enough credit to even buy the car i think ima take them a fue check stubs i make 1000 ever 2 weeks after taxes were im on salary . i guess ill do that and hope for the best
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Old Feb 28, 2009 | 04:33 PM
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From: fort worth, tx
Originally Posted by bucker18
yea i dont even know if ill get enough credit to even buy the car i think ima take them a fue check stubs i make 1000 ever 2 weeks after taxes were im on salary . i guess ill do that and hope for the best
dude i made like 1600 a month after taxes and i got the car no problem..of course that was last july before the whole credit crisis and i havent been car shopping since so i wanna say you'll be fine but dont hold it against me...i think they are hurting to sell cars now so i would assume they would approve you..
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Old Feb 28, 2009 | 08:50 PM
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dude i hope so man iv been lookin at cars since last summer and this is just the best sport car for the money its hard to turn away from . ima do my best to get one .. the other thing is to find a place in eastern kentucky that has one

in other news iv checked and checked at the local dealers lots . seems theres not a sstc withen 100 miles of my area

Last edited by bucker18; Feb 28, 2009 at 08:50 PM. Reason: Automerged Doublepost
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Old Feb 28, 2009 | 09:44 PM
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From: fort worth, tx
Originally Posted by bucker18
dude i hope so man iv been lookin at cars since last summer and this is just the best sport car for the money its hard to turn away from . ima do my best to get one .. the other thing is to find a place in eastern kentucky that has one

in other news iv checked and checked at the local dealers lots . seems theres not a sstc withen 100 miles of my area
damn man there is a 4 door silverand an 08 silver coupe sitting at a dealership over here for about 5 months or so now...
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Old Feb 28, 2009 | 11:17 PM
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There are a ton of TC's on eBay and around here for really good prices.

If you're trying to use the little GM car hunter thing on Chevy.com.. I've never had that work correctly.

Insurance on my SS/SC and 2.4 are about the same, and slightly less than the Speed3. I'd imaging SS/TC insurance would be about the same as the SS/SC.

Just shop around on that (as others have said.)'

Oh, and PS - unless your credit has been dicked recently, you should have no problem there. My wife and I had no problems the Speed3 and got the best rate we've had. A lot of dealers are (or were a couple of weeks ago) running 0% financing as well. Now is a good time to borrow if you have a steady job and weren't directly fucked over in the crunch.
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Old Mar 1, 2009 | 09:13 AM
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yea i got a steady job im on salary as i stated i get bout 1300 ever 2 weeks befor taxes that leave me right at 1000 after but iv never tryed to get a car befor because up untill now i coudlnt afford it . ima do my best to get a ss/tc . i have freinds telling me i should wait and see what haps with the econ so ima just shop around and see what i can find i guess thanks for the help everone hopfully ill have my ss/tc in a month or so
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Old Mar 1, 2009 | 03:09 PM
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This is a good time to buy. Dealers are willing to deal. I got a brand new 09 with all the options except sunroof for just over 21k
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Old Mar 1, 2009 | 04:28 PM
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yea but also im having trouble with fiding a turbo balt in my area . iv only saw 1 around
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