08-10 SS Turbocharged General Discussion Discuss the 2008 - 2009 Chevy Cobalt SS Turbocharged. On sale since the second quarter of 2008.

Insurance?

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Old 05-01-2008, 04:57 PM
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Insurance?

Sorry if this is a repost or been answered previosly but has anyone heard, in general, what the insurance will be on these things? I talked to a guy from the local dealership (yeah, yeah, I know) and he said that the dealers aren't sure how many they will be able to move because they are afraid the insurance will be through the roof. Something about power to weight ratios.
Old 05-01-2008, 06:02 PM
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My insurance company Geico said it would be like 120 per month full coverage for me i am 22 flawless record so not sure what anybody else's would be, i also don't drive many miles at all i say about 3000 miles a year.
Old 05-01-2008, 08:18 PM
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Originally Posted by Cobaltss/TC
My insurance company Geico said it would be like 120 per month full coverage for me i am 22 flawless record so not sure what anybody else's would be, i also don't drive many miles at all i say about 3000 miles a year.
damn dude that is like nothing

i drive 22000 a year!
Old 05-01-2008, 08:23 PM
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i'm 20 with a kinda bad record. 2 wrecks, 1 curfew violation on my learners, 1 speeding, and 2 exhaust tickets. I'm payin 240 a month.
Old 05-01-2008, 09:04 PM
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age, location, driving history, and type of vehicle are all factors in insurance. i am under 25 yrs old, i live in a high risk area, ss/tc is considered a performance vehicle, but i have a pretty good driving history. i expect to pay high insurance because of these factors, new york city is notorious for high insurance rates so im not surprised with anything they tell me

i just called my insurance company with my newly aquired VIN number for my ss/tc and i was pleasantly surprised. i was paying $1800 every 6 months for my 07 SS 2.4L cobalt (i opt for extensive coverage for all injury variants). they quoted me for $1100 every 6 months with the same figures for injury coverage!! the insurance guy said even though it has more horsepower the improved braking and handling makes the insurance much cheaper than the previous model. hooray for me

Last edited by GULLABLE0NE; 05-01-2008 at 09:04 PM. Reason: Automerged Doublepost
Old 05-01-2008, 09:19 PM
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Originally Posted by GULLABLE0NE
age, location, driving history, and type of vehicle are all factors in insurance. i am under 25 yrs old, i live in a high risk area, ss/tc is considered a performance vehicle, but i have a pretty good driving history. i expect to pay high insurance because of these factors, new york city is notorious for high insurance rates so im not surprised with anything they tell me

i just called my insurance company with my newly aquired VIN number for my ss/tc and i was pleasantly surprised. i was paying $1800 every 6 months for my 07 SS 2.4L cobalt (i opt for extensive coverage for all injury variants). they quoted me for $1100 every 6 months with the same figures for injury coverage!! the insurance guy said even though it has more horsepower the improved braking and handling makes the insurance much cheaper than the previous model. hooray for me
damn nice dude

that makes getting one sound even sweeter
Old 05-01-2008, 10:34 PM
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I got a quote from Progressive. 21 with perfect record, drive about 15k miles a year... came to 130 a month with almost full coverage. Thanks god for the new MA insurance laws that allow competition between companies... Now just need the car to come in...
Old 05-01-2008, 10:43 PM
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My American Family agent gave me a ballpark quote yesterday for a 2008 SS.

36 year old + 3rd vehicle + only driver = $50 a month
Old 05-01-2008, 11:09 PM
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friggin americans...$3k less to buy the car...$0.40 less per litre to fill it...and cheap insurance.

I'm 26, clean record, no accidents, but use my 01 Z24 for business, and pay $230 per month. Got my insurance agent to quote me, and it I'm looking at $240/mth on an 08 SS/TC. The odd thing though, I asked him what the difference between the SS/TC and the sport model would be and he said that there would be no difference. And yes, before you ask, I had him confirm that he quoted the SS trim.

Yay, insurance!
Old 05-01-2008, 11:12 PM
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Originally Posted by billwit
My American Family agent gave me a ballpark quote yesterday for a 2008 SS.

36 year old + 3rd vehicle + only driver = $50 a month
damn 50 bucks a month? thats incredible. i know you got the 3rd vehicle discount and the age thing going for you but that is rediculous.

i guess wisdom is not the only thing that comes with age

Last edited by GULLABLE0NE; 05-01-2008 at 11:12 PM. Reason: Automerged Doublepost
Old 05-01-2008, 11:16 PM
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My SS 2.4 Is about $40 a month for full coverage through progressive (240 paid every 6 months). It also keeps dropping each time I renew.

Why is everyone else paying so much? I am 25 btw with a good driving record.

Last edited by SWmaster; 05-03-2008 at 01:10 PM.
Old 05-01-2008, 11:21 PM
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i know for example: new york city has a huge population w/ a lot of pedestrians, distractions and other vehicles on the road. that makes me 100x more likely to hit something or get hit by something than somebody in a lightly populated area. well, thats the way it has been explained to me at least.
Old 05-02-2008, 12:15 AM
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Originally Posted by GULLABLE0NE
i know for example: new york city has a huge population w/ a lot of pedestrians, distractions and other vehicles on the road. that makes me 100x more likely to hit something or get hit by something than somebody in a lightly populated area. well, thats the way it has been explained to me at least.
believe it or night poughkeepsie is considered a high risk area. **** is BS.
Plus i have a terrible record, no accidents though, just insane speeding tickets.
300 bucks a month for a 9-3 high output (as the insurance puts it). The guy at allstate said it might drop since its been a year since my last ticket and the TC has a lot better brakes
Old 05-02-2008, 12:19 AM
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i hate my life....315/month for insurance alone....355/month car payment....pockets....empty

im 20...no points...no accidents...with Erie insurance
Old 05-02-2008, 12:31 AM
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Originally Posted by Sloco Productions
i hate my life....315/month for insurance alone....355/month car payment....pockets....empty

im 20...no points...no accidents...with Erie insurance
you need a new insurance company then if im paying the same and I got a history that rivals vin diesel lol
Old 05-02-2008, 12:45 AM
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Originally Posted by Sloco Productions
i hate my life....315/month for insurance alone....355/month car payment....pockets....empty

im 20...no points...no accidents...with Erie insurance
I used to have to pay $250/month, when i turn 21 it went down $65/month so, there is hope yet
Old 05-02-2008, 12:52 AM
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i turn 21 in 9 days....dear lord i hope ur right
Old 05-02-2008, 12:53 AM
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Originally Posted by Sloco Productions
i turn 21 in 9 days....dear lord i hope ur right
It probably won't effect your rates until your next policy renewal tho
Old 05-02-2008, 01:06 AM
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I'm on my mother in laws insurance, they got 9 vehicles on with Geico, I got quoted for $95 a month, my womans LT is $93 a month lol
Old 05-02-2008, 11:41 AM
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Ladies and gents, don't forget your credit history plays a role in your rates as well...
Old 05-02-2008, 11:59 AM
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Originally Posted by bruff1977
Ladies and gents, don't forget your credit history plays a role in your rates as well...

yeah which should be illegal bunch of bullshit, we had a chance here in oregon last year to shut those f**kers down with credit checks and it didn't pass, bunch of retards.
Old 05-02-2008, 01:37 PM
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My boyfriend and I pay $175 full coverage on a 2006 SS/SC and and 04 WRX. Both of us have one speeding ticket and no wrecks. And we're 25 and 27. It isn't that bad but it isn't that good.
Old 05-02-2008, 01:59 PM
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Cool-thanks for sharing what you all have heard. I have a '06 SS sedan and we're paying $52/month on it for full coverage. I was just curious if I should expect that to skyrocket if I got new SS/TC. It looks like I should be safe.
Old 05-02-2008, 03:20 PM
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Lets see, on my own policy, 4 speeding tickets (two out of state) 1 accident (i was the only one involved, just hit a curb), just turned 21 back in January and i pay $180 a month for my SS/SC
Old 05-02-2008, 03:52 PM
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Originally Posted by z24guy
friggin americans...$3k less to buy the car...$0.40 less per litre to fill it...and cheap insurance.

I'm 26, clean record, no accidents, but use my 01 Z24 for business, and pay $230 per month. Got my insurance agent to quote me, and it I'm looking at $240/mth on an 08 SS/TC. The odd thing though, I asked him what the difference between the SS/TC and the sport model would be and he said that there would be no difference. And yes, before you ask, I had him confirm that he quoted the SS trim.

Yay, insurance!

MOVE from to

GTO 1


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