insurance problem
#1
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insurance problem
Well...............I got a careless driving charge.............3 years ago........I made a claim on my insurance when somebody hit my drivers side door last Oct 07'. All good, they paid for everything to be replaced minus my deductible. Then about March they found out about my careless driving charge(underwriters check the status of drivers who make a claim). My insurance dropped me and as of June 1/08 I had no insurance. I had to go to a high risk insurance company.........no biggie but I had to pay $622 a month until my careless charge dropped off my record in November. They took 2 months payments and then on June 18 I got a registered letter saying that my car is RESTRICTED and they dropped me too.....They said that they don't insure any car with an "SS" on it.....Now who is going to insure me???? Then I get a letter from the leasing company saying if I don't have full insurance they will find me in breach of contract and want all the money up front for the car. To add insult to injury......the original insurance company will take me back for $200 a month in November when my careless charge drops off my record but only if I have not modded my car........which I did years ago!!!!!! Fuckk meeeeeeeeee!!!!!!! help me out here!!!!! I don't think all of you know that if you mod your car your insurance won't cover you!!!! If they find out you are screwed just like me!!!!!!
#2
your insurance has to cover you if you mod your car or not. however you have to notify them of any modificationdone( if you want it insured) caause if you get in a wreck and parts that you modified are damaged or destroyed, they won't cover those parts. but they CAN deny you if you have something like careless driving on your recond
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