08-10 SS Turbocharged General Discussion Discuss the 2008 - 2009 Chevy Cobalt SS Turbocharged. On sale since the second quarter of 2008.

insurance problem

Thread Tools
 
Search this Thread
 
Old 06-28-2008, 02:11 AM
  #1  
Senior Member
Thread Starter
 
betterthanbad's Avatar
 
Join Date: 04-13-05
Location: Toronto, Canada
Posts: 954
Likes: 0
Received 0 Likes on 0 Posts
insurance problem

Well...............I got a careless driving charge.............3 years ago........I made a claim on my insurance when somebody hit my drivers side door last Oct 07'. All good, they paid for everything to be replaced minus my deductible. Then about March they found out about my careless driving charge(underwriters check the status of drivers who make a claim). My insurance dropped me and as of June 1/08 I had no insurance. I had to go to a high risk insurance company.........no biggie but I had to pay $622 a month until my careless charge dropped off my record in November. They took 2 months payments and then on June 18 I got a registered letter saying that my car is RESTRICTED and they dropped me too.....They said that they don't insure any car with an "SS" on it.....Now who is going to insure me???? Then I get a letter from the leasing company saying if I don't have full insurance they will find me in breach of contract and want all the money up front for the car. To add insult to injury......the original insurance company will take me back for $200 a month in November when my careless charge drops off my record but only if I have not modded my car........which I did years ago!!!!!! Fuckk meeeeeeeeee!!!!!!! help me out here!!!!! I don't think all of you know that if you mod your car your insurance won't cover you!!!! If they find out you are screwed just like me!!!!!!
Old 06-28-2008, 02:21 AM
  #2  
Senior Member
Platinum Member
iTrader: (14)
 
EXsoccer1921's Avatar
 
Join Date: 05-04-08
Location: The 405
Posts: 37,073
Likes: 0
Received 2 Likes on 2 Posts
your insurance has to cover you if you mod your car or not. however you have to notify them of any modificationdone( if you want it insured) caause if you get in a wreck and parts that you modified are damaged or destroyed, they won't cover those parts. but they CAN deny you if you have something like careless driving on your recond
Old 06-28-2008, 02:23 AM
  #3  
Not a Sebring
 
WhiteSSBalt's Avatar
 
Join Date: 02-22-07
Location: Northern VA
Posts: 12,863
Received 2 Likes on 2 Posts
damn that sucks man. I don't even know what to tell ya really.
Old 06-28-2008, 02:56 AM
  #4  
Senior Member
Thread Starter
 
betterthanbad's Avatar
 
Join Date: 04-13-05
Location: Toronto, Canada
Posts: 954
Likes: 0
Received 0 Likes on 0 Posts
bump for more info
Old 06-28-2008, 10:20 AM
  #5  
Senior Member
 
ralliartist's Avatar
 
Join Date: 10-06-05
Location: Seneca, South Carolina
Posts: 10,944
Likes: 0
Received 2 Likes on 2 Posts
your screwed.

and is this even in the right section?

Last edited by ralliartist; 06-28-2008 at 10:20 AM. Reason: Automerged Doublepost
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
turbochargedss2012
2.0L LNF Performance Tech
11
09-20-2023 12:17 PM
bigdeertz
Parts
47
11-17-2016 09:41 AM
DocSvensk
2.0L LNF Performance Tech
7
09-27-2015 02:24 PM
Adiaz1ss
Problems/Service/Maintenance
4
09-26-2015 11:51 PM



Quick Reply: insurance problem



All times are GMT -4. The time now is 05:52 PM.