08-10 SS Turbocharged General Discussion Discuss the 2008 - 2009 Chevy Cobalt SS Turbocharged. On sale since the second quarter of 2008.

need help on what to do with 2k lol

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Old Aug 27, 2009 | 03:49 AM
  #1  
pookie025's Avatar
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From: east hartford, connecticut
Question need help on what to do with 2k lol

so as you can see im modded. dont know what to do next, but my parents kinda got a law suit and are giving me 2k. i was thinking giving it to the bank and say take this for 6 payments, and not have payments for six months. but i wanna go bigger turbo. not to sure what to do for next mods, and what turbo setup to get. hahn gt3076????

and should i get head liights and hids or lowered wingless next. those are my options besides bigger turbo. mabey clutch,exaust, or idkkkkk help please
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Old Aug 27, 2009 | 04:06 AM
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id say give it to the bank pay off that loan
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Old Aug 27, 2009 | 04:10 AM
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if you want to pay the bank you have to pay them like you normally pay you payment, just giving them a lump sum wont stop your payments for six month, it will just be like you made a 2k payment, you would still have a payment next month.
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Old Aug 27, 2009 | 04:11 AM
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i agree with the above statement
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Old Aug 27, 2009 | 04:12 AM
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a gt3070r or gt 3076r would be bad ass on the car thou but, that would be almost all the money right there, the gt3076r will run you about 1,300-1,700 brand new about, and if you buy it from hahn your going to take it in the poop chute. on a price
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Old Aug 27, 2009 | 03:16 PM
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Originally Posted by OneCOLDBIZL272
if you want to pay the bank you have to pay them like you normally pay you payment, just giving them a lump sum wont stop your payments for six month, it will just be like you made a 2k payment, you would still have a payment next month.
You can specify "I would like to pay 6 months in advance." I do 2-3 payments from time to time.
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Old Aug 27, 2009 | 04:03 PM
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Originally Posted by pookie025
so as you can see im modded. dont know what to do next, but my parents kinda got a law suit and are giving me 2k. i was thinking giving it to the bank and say take this for 6 payments, and not have payments for six months. but i wanna go bigger turbo. not to sure what to do for next mods, and what turbo setup to get. hahn gt3076????

and should i get head liights and hids or lowered wingless next. those are my options besides bigger turbo. mabey clutch,exaust, or idkkkkk help please
Give it to the poor.
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Old Aug 27, 2009 | 05:21 PM
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Originally Posted by OneCOLDBIZL272
if you want to pay the bank you have to pay them like you normally pay you payment, just giving them a lump sum wont stop your payments for six month, it will just be like you made a 2k payment, you would still have a payment next month.
that depends on how your loan is set up. every loan i've ever had when i pay more than the standard payment, it just pushes the next payment due date back further. no need to specify.

Pedders coilovers, or rims/tires.

Last edited by oopsitouchedmyself; Aug 27, 2009 at 05:21 PM. Reason: Automerged Doublepost
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Old Aug 27, 2009 | 05:23 PM
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New clutch and drag radials with new wheels
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Old Aug 27, 2009 | 06:40 PM
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Retro headlights FTW, pm me if interested. Pics in my gallery.
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Old Aug 27, 2009 | 06:42 PM
  #11  
madlion's Avatar
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donate it to the madlion make a wish foundation. my bills are do **** atleast i own my car free and clear. i hate threads like this.
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Old Aug 27, 2009 | 06:42 PM
  #12  
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ill give you my paypal...and you send me 500....thats all i ask but ill settle for 100...i need some gas money...hook me up
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Old Aug 27, 2009 | 06:46 PM
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put it in the stocks so you can get more money. i make easy 500-1000$ a week

with 2000k you can make easyyyyyy 200 dollars every 3 days.
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Old Aug 27, 2009 | 06:54 PM
  #14  
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From: Connecticut
Originally Posted by Billy Baldone
New clutch and drag radials with new wheels
x2.. probably one first things I would do if I were lookin to dump 2k into my car..

either that or indirectly brag about it by starting a thread in a forum about it.. lol.. j/k...... kinda..
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Old Aug 27, 2009 | 06:57 PM
  #15  
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From: TNARMS
I dunno...custom paint, make your car stand out from the rest
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Old Aug 27, 2009 | 06:59 PM
  #16  
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From: louisville k.y
Originally Posted by pookie025
so as you can see im modded. dont know what to do next, but my parents kinda got a law suit and are giving me 2k. i was thinking giving it to the bank and say take this for 6 payments, and not have payments for six months. but i wanna go bigger turbo. not to sure what to do for next mods, and what turbo setup to get. hahn gt3076????

and should i get head liights and hids or lowered wingless next. those are my options besides bigger turbo. mabey clutch,exaust, or idkkkkk help please
let me help you out. just give me the money and you wont have to worry about what to do with it.
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Old Aug 27, 2009 | 07:08 PM
  #17  
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Custom tune. Save the rest in your savings
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Old Aug 27, 2009 | 07:19 PM
  #18  
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From: Elgin, IL
Don't be stupid, put all of it into paying off your car. As much as I would like to mod my car if I had that money, I would rather pay off my car and not have to worry about the bank than spending it all on mods. You can always mod the car later on down the road anyway.
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Old Aug 27, 2009 | 07:24 PM
  #19  
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u have alot of threads lol but i say pay the car off for 6 months
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Old Aug 27, 2009 | 07:52 PM
  #20  
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Ok, think about this. You pay off six months worth. Now next month rolls around, and you have the money for a car payment, O wait you dont have a car payment. So you could A) Save the money, or B) Make the car payment, and start being really ahead of your loan. This is for two reasons.

A) Unless your real lucky and got a 0% loan from some sort of incentive (ya for me! haha) Your interest rate on the loan is MUCH higher than the interest rate on your bank account.

So, look at your loan statements, and look at the principal, thats how much you owe on the car, and total amount is principal plus interest. However if you pay the principle off before the end of your loan, you dont have to pay all of the interest. So add up how much total interest your paying on the car, if its anything like 3-6 years, its probably more than 2 grand! So if you paid off 6 months worth of the car, and than continued to pay your payments anyway essentially making double payments, you would ONE full year ahead on your loan. So not only are you going to OWN YOUR CAR, but you will NO PAYMENTS faster, and REDUCE THE PRICE OF YOUR CAR. Than, when the car is paid off much faster and for less money, you WONT have a car payment (sooner), youll have paid less for the car. So what does all this mean!?

A LOT MORE THAN 2 GRAND FOR MODS IN THE NOT SO DISTANT FUTURE.

I hope this makes sense to you
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Old Aug 27, 2009 | 08:01 PM
  #21  
Rebel's Avatar
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From: Schaumburg, IL
Originally Posted by OneCOLDBIZL272
if you want to pay the bank you have to pay them like you normally pay you payment, just giving them a lump sum wont stop your payments for six month, it will just be like you made a 2k payment, you would still have a payment next month.
What they due for me is that they just lower my next month's payment. For the past few months I've just gotten a statement saying my monthly payment is $0. I'd say spend a good amount on paying off your car. In the end you'll save a lot on interest which you can then spend on buying parts. I had a car payment come in before where it said I owed $35 + $120 for the interest. You don't need to spend it all on the car payment, but odds are you might keep the car for a while and the sooner it's paid off, the sooner you can use all that extra money to mod it.
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Old Aug 28, 2009 | 03:40 PM
  #22  
JoeBMX's Avatar
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From: Castro Valley, CA
Originally Posted by Baron7700
Ok, think about this. You pay off six months worth. Now next month rolls around, and you have the money for a car payment, O wait you dont have a car payment. So you could A) Save the money, or B) Make the car payment, and start being really ahead of your loan. This is for two reasons.

A) Unless your real lucky and got a 0% loan from some sort of incentive (ya for me! haha) Your interest rate on the loan is MUCH higher than the interest rate on your bank account.

So, look at your loan statements, and look at the principal, thats how much you owe on the car, and total amount is principal plus interest. However if you pay the principle off before the end of your loan, you dont have to pay all of the interest. So add up how much total interest your paying on the car, if its anything like 3-6 years, its probably more than 2 grand! So if you paid off 6 months worth of the car, and than continued to pay your payments anyway essentially making double payments, you would ONE full year ahead on your loan. So not only are you going to OWN YOUR CAR, but you will NO PAYMENTS faster, and REDUCE THE PRICE OF YOUR CAR. Than, when the car is paid off much faster and for less money, you WONT have a car payment (sooner), youll have paid less for the car. So what does all this mean!?

A LOT MORE THAN 2 GRAND FOR MODS IN THE NOT SO DISTANT FUTURE.

I hope this makes sense to you
While not the easiest read, listen to this man, and others who say pay it off.
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Old Aug 28, 2009 | 03:46 PM
  #23  
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pay the bank. no doubt
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Old Aug 28, 2009 | 06:02 PM
  #24  
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ya when im ranting sometimes i forget to type out words cuz my mind is going faster than my hands, haha sorry
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