Ok guys, i need help. I was talking to my dad about getting the Cobalt SS/TC, since my cobalt is fixed to get paid off. And he told me that have to save up for a down payment...Im a college student its hard for college student to save money....

Can anyone tell me what will be my montly payments and insurance on a Cobalt SS/TC

O yeah i have a summer job which i get $800-$1000 every 2 weeks. during school my job is $300 every 2 weeks which suck ***** lol

thanks, eric

 

well monthly payments are goin to range depending on the term, interest rate, and vehicle cost. mine was 14,500 plus tax, interest was 7.9% i believe, term was 60 months with 0 down and im paying 315 a month.

insurance is going to rape you unless its under your dads name. how old are you?

 

monthly payments on car will vary depending on how u finance it
will you have your own insurance plan?

I am teen driver and pay $400 month for 72 months for my new 2010 ss and my insurance is also $400 month new driver and my own policy

 

im in the same situation, its hard to afford the ss/tc while in college, it feels like almost all the money i make goes to either car payment or insurance

 

so ur paying $800 a month bro

 

the insurance would definately go on my dads name

 

Save your money and buy it when you're done school man. If you're only making about $600 a month for 8 months of the year, you can't afford it. Enjoy having no car payment and save all the money that you would have spend on the payments for your car you have now.

 

he can afford if he gets a used one for around 14k. monthly payments will be around 300 a month and since insurance is under his dads name then it will prob be less than 200 a month

 

or do what i did with my car, get your dad to buy the car, and just pay him. i dont pay any interest or a monthly rate, i just pay when i can. i have the money in my bank right now to finish it off, but my dad wants to wait till i have a bit more money before he takes it

 

damn so im looking for a payment around $450-$550

 

you probably could sell your car privately and get 9k easy towards the tc. so then your payments would be lower

 

i pay about 250/month insurance and a little under 300/month car payment if that helps

 

or get an ion redline for like 6k and have 150 a month payment and get insurance discount for 4 doors lmao

 

but then you have a slow saturn haha

 

Oh yeah I forgot I need to refinance mine, so my ass will not get raped monthly anymore.

 

better than paying 15k for a slow cobalt

 

i paid 14.5k and mine isnt slow

 

Thought you blew it up already

 

THIS!! just wait and finish school man. Say you make $700 a month during school months, payments of $350 plus $200 for insurance would leave you with $150 for gas and spending money!! Save up.

 

this is true, still havent figured out why it happened tho. will be back running prob next week

 

i kinda have to agree with this, i love my car but it sucks having very little spending money at 21 while paying for a new car, ive even thought about selling it in the future and getting something cheaper for a few years until i save up and am done with school

 

I would do what has been recommended

Save up all your extra money, drive your car since its paid off

When done school take all saved money, sell your car

Buy something new and nice

 

yeah u mine as well keep yours now. looks good as it is, only thing the ss will offer is more performance which you can hold off on

 

im 20 and i pay $290 for car payment and $130 for insurance all under my name...not too bad

 

i have insurance under my own name and im 20 its cost 170 a month. And i make 400 payments a month but its for 4 years