2.2L L61 Performance Tech 16 valve 145 hp EcoTec with 155 lb-ft of torque

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Old 01-27-2006, 02:03 PM
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insurance

yea i got a price quote for insurance today and im not very pleased. 4200 a yr with discounts of student grades, new plan discount, new car discount, and safety features discount. for insurance on a cobalt with allstate that is insane. i just hav to b young. is the cobalt even worth gettin nemore? from wat u guys all talk about its sounds fun to drive but with all of its problems is it really worth it?

feed back pleez
Old 01-27-2006, 02:07 PM
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Usaa

If you or anyone in your immediate family is or was in the military you can go with this insurance. For me and my wife full coverage on 2 brand new cobalts is 120 a month. Also if this apllies to you ask Allstate if they can match USAA because they will laugh at you and probably hang up. No one can match there prices because as far as I know they are subsidized by the government. I think this comes out to around 1500 a year. But if anyone out there meets the criteria you should give them a call at 1-800-531-8111.
Old 01-27-2006, 02:09 PM
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i'm paying the same, right around 4200/yr
Old 01-27-2006, 02:12 PM
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Originally Posted by D4u2s0t
i'm paying the same, right around 4200/yr

how old r u ? do u have nething on ur record ?
Old 01-27-2006, 02:13 PM
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i'm 24 pretty clean record, have one speeding ticket from about 4-5 years ago, that's it
Old 01-27-2006, 02:14 PM
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welcome to nj...now bend over and spread em' for insurance
Old 01-27-2006, 02:16 PM
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Originally Posted by Cobalt443
welcome to nj...now bend over and spread em' for insurance

yea, you're not joking.. before i switched insurance companies, i had a quote for almost 6,000/yr.. i told them to go **** themselves
Old 01-27-2006, 02:20 PM
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Originally Posted by D4u2s0t
yea, you're not joking.. before i switched insurance companies, i had a quote for almost 6,000/yr.. i told them to go **** themselves

my boyfriend is my insurance agent so i get all my commission back but the price isn't that bad.....i'm paying $3000 a year for my 2.4 SS
Old 01-27-2006, 02:21 PM
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I'm 21 and only pay 2500 a yr up here in canada on a 2005 cobalt. 2 accidents, neither were my fault
Old 01-27-2006, 02:37 PM
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4k hurts the bank but consider yourself more fortunate..most of us jersey idiots are paying 5-6 or even more for yearly insurance. im paying 5200 a year. thats $430 a month which is a hundred dollars more than my car payment!
Old 01-27-2006, 02:44 PM
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Originally Posted by azreal
4k hurts the bank but consider yourself more fortunate..most of us jersey idiots are paying 5-6 or even more for yearly insurance. im paying 5200 a year. thats $430 a month which is a hundred dollars more than my car payment!

if anyone need a quote for NJ i can refer you to my b/f
Old 01-27-2006, 02:47 PM
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Originally Posted by Cobalt443
if anyone need a quote for NJ i can refer you to my b/f
i will in march =)
Old 01-27-2006, 02:50 PM
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Originally Posted by Cobalt443
if anyone need a quote for NJ i can refer you to my b/f

if he can do better than 4 grand, i'm all over it
Old 01-27-2006, 03:05 PM
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2000 dollars a year for an 06 SS SC, with a clean record....now
Old 01-27-2006, 03:08 PM
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Originally Posted by D4u2s0t
if he can do better than 4 grand, i'm all over it
ok i'll pm you with his info....
Old 01-27-2006, 03:09 PM
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Originally Posted by Cobalt443
ok i'll pm you with his info....

Perfect, thanks!!
Old 01-27-2006, 03:12 PM
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Originally Posted by azreal
i will in march =)
ok no problem....just lemme know when your ready
Old 01-27-2006, 03:16 PM
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did anyon get a quote from gieco, try it, u can also check njcure
Old 01-27-2006, 03:30 PM
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jerseys nuts...when i lived there i paid 1800 a yr for a cavi they claimed was a z24...
then i got the cobalt...moved to ny...my insurance for 7 cars is 1900 a yr....
Old 01-27-2006, 06:38 PM
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32 year old single white male in Chicago with a clean record; $1200 a year.

Jesus, that sounded like I was pimping myself out!
Old 01-27-2006, 08:32 PM
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Well **** mines around 1100 a year... 24 with a CLEAN record.......................................NOW! But that is with my two other cars and our homeowners insurance... so I have a lot of discounts!
Old 01-27-2006, 08:47 PM
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I'm not moving to New Jersey, I live in PA got Nationwide insurance I'm 25 no accidents or tickets and I pay about 120 a month for my base Balt, I feel sorry for you guys in NJ who actually know how to drive with common sense.
Old 01-28-2006, 07:50 PM
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My IA insurance is $1200/year 21, clean record. In MI the same coverage was going to be $2200/year. I can't imagine that VA could be worse than MI. Try to get some quotes from different companies like Progressive, AAA, Farmer's, and State Farm.
Old 01-28-2006, 10:46 PM
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I live in PA, I am 18 with an 06 2.4 SS and I only pay 900 a year. The salesman new someone that was an insurance agaent and hooked me up with her. She then searched for the cheapest insurance company and found it. She was amazed that it was that cheap for this car at my age.

It is an unknown company, least I never heard of them. But if anyone wants the info to the company you can try to get a quote from them, you might get lucky like me.
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