Insurance
#1
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Insurance
So me and my girlfriend are moving back to alberta at the end of feb. That means I can keep my bc insurance/plates until end of may. Anybody in the edmonton area have a go-to place for insurance? Right now I pay $260/month with ICBC. Last time I was in alberta in my small town in the boonies I was paying $413/month and I dont want to go back to that...More than my damn payment. Im going to be 22 in march if that matters.
#3
So me and my girlfriend are moving back to alberta at the end of feb. That means I can keep my bc insurance/plates until end of may. Anybody in the edmonton area have a go-to place for insurance? Right now I pay $260/month with ICBC. Last time I was in alberta in my small town in the boonies I was paying $413/month and I dont want to go back to that...More than my damn payment. Im going to be 22 in march if that matters.
I pay 150 a month for both mine and my wifes car, full coverage.
#4
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wish mine was that low. I pay $246 a month for the car (its currently at $105 for parking insurence since im not driving it at the moment) and $660 for the year on my bike. But then again i got a accident on my record...2 more years until thats gone..lol.
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Yeah, the sad thing is thats with a perfect record. No accidents/tickets or anything. Id hate to imagine what if would be like with a couple tickets.
#7
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07 SS 2.4L coupe. Ill be 22 when I get there. No accidents/tickets. I basically want what I have now. So collision, comprehensive, 2,000,000 liabillity and such.
I have 2.5 years of insurance history so it should get me a little discount.
I have 2.5 years of insurance history so it should get me a little discount.
#8
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So me and my girlfriend are moving back to alberta at the end of feb. That means I can keep my bc insurance/plates until end of may. Anybody in the edmonton area have a go-to place for insurance? Right now I pay $260/month with ICBC. Last time I was in alberta in my small town in the boonies I was paying $413/month and I dont want to go back to that...More than my damn payment. Im going to be 22 in march if that matters.
The individual companies don't have any real say in what they charge - and the only peopel to see financial savings from the legislated changes are people who have been with their company for a looong time, and have spotless records (have to have yearly checks, and even a single speeding ticket apparently ups the rate)...
your address will have bearing on the cost of your insurance - and when changing to a new company the rates will always be high...
you could always try to screw the system if you're wanting to do a "one foot in & one foot out" deal;
keep a mailing address in BC - and use it as your license and registration address.
just thinking out loud.
#9
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the problem is that Alberta as of about six years ago is almost goverment run (like BC, SK, or MB);
The individual companies don't have any real say in what they charge - and the only peopel to see financial savings from the legislated changes are people who have been with their company for a looong time, and have spotless records (have to have yearly checks, and even a single speeding ticket apparently ups the rate)...
your address will have bearing on the cost of your insurance - and when changing to a new company the rates will always be high...
you could always try to screw the system if you're wanting to do a "one foot in & one foot out" deal;
keep a mailing address in BC - and use it as your license and registration address.
just thinking out loud.
The individual companies don't have any real say in what they charge - and the only peopel to see financial savings from the legislated changes are people who have been with their company for a looong time, and have spotless records (have to have yearly checks, and even a single speeding ticket apparently ups the rate)...
your address will have bearing on the cost of your insurance - and when changing to a new company the rates will always be high...
you could always try to screw the system if you're wanting to do a "one foot in & one foot out" deal;
keep a mailing address in BC - and use it as your license and registration address.
just thinking out loud.
I could say I live with my brother in sask and pay a solid $120/month but then it will screw with my taxes...because I will most likely get my stories screwed up
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That is a good idea. Ill have to figure something out. The only thing is that I just cant keep the address on my license that Im at now since I dont want a new random tenant getting my mail lol...not like I'll get much mail from license/insurance company, Im just OCD like that So Im going to have to change it to something. I also want to keep my bc license because I have an advanced license that gets me across the border into the US and I dont want to get a passport yet haha
#12
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before you do something too devious;
you might want to call around.
I use state farm - before the legislated changes they were extremely competitive...
you should be able to get the short scoop from an agent on rates, and what you should expect to see... ect.
Just do yourself a favor;
DO NOT go to CAA
99.5% of them are incompetent ***** - who are only there to get a paycheque...
you might want to call around.
I use state farm - before the legislated changes they were extremely competitive...
you should be able to get the short scoop from an agent on rates, and what you should expect to see... ect.
Just do yourself a favor;
DO NOT go to CAA
99.5% of them are incompetent ***** - who are only there to get a paycheque...
#13
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before you do something too devious;
you might want to call around.
I use state farm - before the legislated changes they were extremely competitive...
you should be able to get the short scoop from an agent on rates, and what you should expect to see... ect.
Just do yourself a favor;
DO NOT go to CAA
99.5% of them are incompetent ***** - who are only there to get a paycheque...
you might want to call around.
I use state farm - before the legislated changes they were extremely competitive...
you should be able to get the short scoop from an agent on rates, and what you should expect to see... ect.
Just do yourself a favor;
DO NOT go to CAA
99.5% of them are incompetent ***** - who are only there to get a paycheque...
#14
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many years before regulation, they were the cheapest - but savings reflected in rates were also reflected in customer service...
I will admit that when I poped into the Lethbridge head office they seemed knowledgeable ~ but I'm guessing this was becasue it wasn't in Calgary or Edmonton ~ where CAA seem to only employ people with half of a brain.
...
Yup State Farm has been here for a while;
I believe I changed over to them in 1997 ~ after getting extorted for insurance for six months (was considered a "new driver becasue of my age and only having just moved back form MB at the time)...
State Farm CanadaŽ - Auto, Life, Homeowners, & More
^^note that's a 'dot ca' site...
#15
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at one point in time I'm sure CAA was good;
many years before regulation, they were the cheapest - but savings reflected in rates were also reflected in customer service...
I will admit that when I poped into the Lethbridge head office they seemed knowledgeable ~ but I'm guessing this was becasue it wasn't in Calgary or Edmonton ~ where CAA seem to only employ people with half of a brain.
...
Yup State Farm has been here for a while;
I believe I changed over to them in 1997 ~ after getting extorted for insurance for six months (was considered a "new driver becasue of my age and only having just moved back form MB at the time)...
State Farm CanadaŽ - Auto, Life, Homeowners, & More
^^note that's a 'dot ca' site...
many years before regulation, they were the cheapest - but savings reflected in rates were also reflected in customer service...
I will admit that when I poped into the Lethbridge head office they seemed knowledgeable ~ but I'm guessing this was becasue it wasn't in Calgary or Edmonton ~ where CAA seem to only employ people with half of a brain.
...
Yup State Farm has been here for a while;
I believe I changed over to them in 1997 ~ after getting extorted for insurance for six months (was considered a "new driver becasue of my age and only having just moved back form MB at the time)...
State Farm CanadaŽ - Auto, Life, Homeowners, & More
^^note that's a 'dot ca' site...
#18
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#20
125 full coverage, AND that includes my APT ins. lol
I use a broker company called " Morgex " . Morgex finds the best coverage/rates for your needs from a multitude of Ins comp's.
worth chcecking into anyway here is the info below
"free no obligation quote".............
Alice Werenka service supervisor
email alice.werenka@morgex.com
4032989091
toll free 18772989091
fax8776566360
Morgex Web - Welcome
I use a broker company called " Morgex " . Morgex finds the best coverage/rates for your needs from a multitude of Ins comp's.
worth chcecking into anyway here is the info below
"free no obligation quote".............
Alice Werenka service supervisor
email alice.werenka@morgex.com
4032989091
toll free 18772989091
fax8776566360
Morgex Web - Welcome
#21
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125 full coverage, AND that includes my APT ins. lol
I use a broker company called " Morgex " . Morgex finds the best coverage/rates for your needs from a multitude of Ins comp's.
worth chcecking into anyway here is the info below
"free no obligation quote".............
Alice Werenka service supervisor
email alice.werenka@morgex.com
4032989091
toll free 18772989091
fax8776566360
Morgex Web - Welcome
I use a broker company called " Morgex " . Morgex finds the best coverage/rates for your needs from a multitude of Ins comp's.
worth chcecking into anyway here is the info below
"free no obligation quote".............
Alice Werenka service supervisor
email alice.werenka@morgex.com
4032989091
toll free 18772989091
fax8776566360
Morgex Web - Welcome
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