ok, basically i want to know what im going to be getting myself into. right now i drive an 05 chevy cobalt LS. i have 2 more years to go before my smartbuy is up.would there be any way i could go to a dealership and they would take it early? around 8 months early lol.. i would be oredering an '09 cobalt SS/SC next july/august.. now i was talking to my buddy and he was saying that he always tries to get 10% off the price of the car.. i have never even heard of doing that. do people do it? i want to get this car for a max monthly payment of 300 a month. i am planning on putting 5 grand down, i will be using the GM discount, and i will be getting money towards it from the tax they overcharged me on for my 05. i want to finance it for 5 years..and my other question was, do you get any money back if you bought an extended warranty and didn't use all of it? like a dummy, i bought an extra year warranty.thanks for the help.. if you need any more info, let me know!! and if it matters, i have 11000 miles on my car after 2 years driving it lol.

 

most likely you will have to pay the remaining balance.

 

GM does do what are called pull ahead programs where they will waive your last couple of payments on a smart lease or a smart buy contract but it is only like two months if I remember right. Also, they have some parameters you have to meet on when your lease is actually supposed to expire to be eligible for that. As far as going for a 10% price reduction, when I spec out a 2007 cobalt SS/SC right now with every available option, I get a mark up of 6.34% so 10% is probably a little high. I know that markup can change at any point and the fewer the options you have, the lower the markup will be. If you want to pm me, I would be happy to talk to you about it a little further.

 

might want to call the dealership and let them know what you want to do and go from there. when i traded my LT for my SS s/c i did $$$ back for the warranties and even got $$$ back for the gap insurance. but if you can, wait until your smart buy is over with. then get you new car. you want have any negative equity follow you over to the next car, even with a large down payment that you want to put down.

 

most importantly, dont hold your breath for a 2009 ss/sc. i highly doubt the car is around by then

 

you have a point there. then again the new camaro might be out by then, might look in to getting one of those monsters