Hey man dont be to dissapointed same thing pretty much happened with me but my parents which are my Co-Signers they signed everything the deal went through i was getting the Cobalt SS/SC for roughly 28000$ Canadian and last minute they tell me i cant go over 25 000$ since im 17 even though my parents co-signed and i had a 4000$ downpayment,, so instead i got the Pursuit GT 2.4 VVT yada yada, and reality kinda punched me in the face and told me i would have probably wrapped the SS/SC around a tree so im happy i got my Pursuit GT ;D and yes i pay for everything myself lol

 

If I can find a way to get you the money, you may just have your self a buyer for that shifter.

 

That is why you need slicks

 

i am afraid this is going to happen to me when my dad brings me to get my car and sees that i got like an A B and 2 C's in college this semester.

by the way i am putting down 8-9 grand and financing the other...9-11 grand 5 year split and my dad is cosigning for good APR credit

 

listen man..i know how difficult this is... I have to wait till next march or april when I get about 7k to put down on my ss/sc that I am going to finance. Yes I have to wait a year..on top of it ..My wife and I are sharing a truck right now. So trust me if you have patience in one year you can get the car...it goes by fast!!!

let us know if we can help change your mind!!! You don't need to leave the sight just cuase
you don't have the car!!!

Regards,

Winged Avenger

 

no prob man. At this point, the shifter is all i have left, and it is yours untill ya tell me otherwise. Now my summer is gunna stuck. Put the cavi back to stock. Been running it all over the place under 2,000 RPM to be good on gas. No i feel life-less. I really don;t know what to do know.

Memph i would try else wehre, but I worked at Crane Chevy and the finance guy tried everything to get me in it, but cuz i have no credit, he pretty much said w/o a perental co-sign, i have no chance. And with all the fam stuff going on (Step sisters husband died of cancer(25), she has 2 kids, Other step sister is now preg and not married, but moving into a house with the guy, step dad has some fam problems. Pretty much 0% chance mom/Step dad co-sign. And my dad, hears cobalt, and wants to punch me, cuz we have the Monte sittin in the Garage, and he wants me to kinda buy it from him. So it can stay in the Fam. So there's 0% chance him/step mom co-sign. so i have 0% chance of this car and it sux being i knew about it back in like 03 when it was fist talked about, and i've been thinking of ways to get it since then. Sux even more now cuz i'm on hear EVERY SINGLE DAY and now it's almost like a slap in the face everytime i put in the website to go look. I fell like crying/Killing some 1/hiding under a rock and having every one leave me alone.

SUX EVEN MORE IS THE FACT I TOLD AT LEAST 100 PPL "I'M GETTING THAT NEW COBALT SS S/C" NOW not getting Sh*t and i'm gunna look like a moron!

 

Try getting financed through your bank or a credit union?

 

lady at the bank laughed at me when I wanted to try and take out a loan. With no credit, even tho i have a job and what not, i can't get anything.

Spam = Credit

 

That blows so much. I was really looking forward seeing you dyno your stock car this weekend.

 

Start using a credit card and paying it off or something. Would extended family work for the cosign?
It's not hopeless

 

memph i couldn't have wanted to dyno this weekend any more! and donno about how close the fam has to be, but the farther out i try, it wont be any better. Lol, and I CAN'T GET A CREDIT CARD! I have no credit, but i can't get a credit card! its a sick chaiin!

 

you know, even though you dont have the car, you are still welcome by everyone on this site

 

ha, i still love every 1 here, and still feel like its my home. But its like being in a club. The "cool kid" ppl u know and love, and then one day, u guy might be friend, but your just not as cool anymore. so much building up to this every person i know the finds out, can't belive it either, this was all i talked about for months

 

Start applying I got turned down about 20 times before capital one offered me a card.

 

K i just gotta say, if you want something bad enough, theres always a way to get it.
if you wake up everyday and think of SS/SC YOU WILL GET IT, it may take a few months, definatly less then a year, and yeah, you can do it. theres so many possibilitys out there you just have to find the magic spot, like when i found it on my clutch. talk to your bank, talk to a credit union, talk to your parents/grandparents any relatives about co-signing. talk to the dealers, do a credit app to GM everyday till they get pissed off enough that they call you and say FINE, sell everything you dont use or dont like, work overtime if you have a job and not in school, theres ALWAYS a way if you want it bad enough. i went through a lot of **** to get my SS/SC but now im lovin it. You can do the same. So get to it.

 

I was told the more i apply for a card or a loan and get turned down, my credit score go's down. lady at the bank said to stop applying, get a sears card, use that for about 3 months, then apply for one or 2 real credit cards.

 

russo, do you have parents that can co-sign or even brothers or sisters or anyone related to you that could help you out?
i was in a situation when i was 20 and my mom and dad wouldnt co-sign...somehow through the grace of almighty god i got approved on my own.
did you or are you going to college? school loans help build credit.

 

Seems like a no there. He commented on that in a previous post.

Russo, this might seem like a dumb question.. but have you concidered looking into Leasing the car?.. You may not be able to mod it in every way you are hoping to on a lease, but hell at least it'll get you into the car. If you do put money into moding it, you could just buy it out at the end of the lease. It'll be a whole lot more expensive over time, but again at least you'll get into the car.

 

well i was tryin to smart buy, so the same procedure i was going threw pretty much applies for a lease to.

Actually, a very good friend of mine herd what happened yesterday, and was going to loan me like the 18K for her savings, but she found out and told me today that she can't even touch the money for another 18months. So now i feel like i'm drowning. shot down every place i look

 

Too bad man...we were routing for ya'...but oh well. Everything happens for a reason right?...Good luck in the future

 

Don't give up, and make sure you try different dealerships, also, maybe consider used or different model?

 

thnakx, i'll still post from time to time, looks like i'll just have to be the one to save and get the Next gen cobalt what they come out in 08" ha

 

I don't know if this would help out, but a couple of suggestions regarding credit:do not run your credit anymore. running your credit lowers your score (if you have one) and won't help you if you don't have any credit built (there is nothing there to anaylze for your score).run your credit sparingly. Good credit starters are secured credit cards(available at most banks with credit limits as high as you can deposit),secured loans ( same deal as secured credit cards), gas cards, retail store cards(such as electronic appliance stores), and any small credit limit credit card that usually comes in the mail (just make sure that they are a trusty well known bank offering you thier card).any type of credit is good as long as you adhere to their rules for payments and such. always(and i stress ALWAYS!) make your payments on time and whatever you do, don't miss a payment. i am also in the process of building my credit and i also recently found out I did not have enough credit on my own to purchase my cobalt. I do not want to use anyone's credit since i know that i am resposible for messing up thier credit if, in any case, i miss a payment. i also found out i needed to have at least one loan on my credit( that was well paid) to get a car loan with good terms. so i went out and got a little ATV. anyways, talk to a credit specialist if you have any questions. these are just suggestions and are in no way legal or credit advice, just things i have picked up on the way and i am also using to get my SS/SC. i do not currently own a cobalt, but , just like you, i dream about it everyday, and i've learned a lot from .net , so stick around, keep your head up and never give up. there is always a way. and BTW, Hello evryone!

 

^^^ that bottom thing on my sig was just because i didn't know what to write; and i was bored..

 

Also remember that you are still more than welcome to come to the central jersey meets no matter what you are driving.