Just thought Id start a poll on the type of deals ya'll got on yours.

 

$410 a month which is $5 a month cheaper then my 2003 Neon R/T and that is w/ rolling in the negative equity from the last 2 cars after a bankruptcy

 

dont mind the 570+ answer. that was me, and i dont have one. lol

 

370/mnth

 

$373/month but about $27 of that is for 5yr/100k extended warranty

 

umm i thought the 5 year 100k warranty was standard...

 

5yr/100k only covers powertrain. Rest is 3/36

 

Are you talking about lease payments? If not, then $570 isn't too much, I mean ****, a 36mo loan @ 4.95% for a $23k vehicle w/ 6% sales tax is 730/mo. Even w/ $5k down its still $580/mo.

How long are you guys financing for?

 

i financed 5 grand...and i have to pay $100 for the first 3 months and then buy outright with parents money but then i have to pay them back(its so theres no interest.)

car was around 22,000 but the final cost is around 16500 after rebates(bought at the end of april and the guy was really looking to make a sale) and loyalty stuff

 

Sounds like a steal of a deal!


...$410 a month here (I rolled in some of the extras they offer, like the wheel and tire protection package)

 

I owned a 2003 mustang gt before my cobalt and i pay 405 a month at 2.9% for 72 months. But i hade a lot of negative equity in my gt so ended up paying 26000 for the car

 

see I think if you can't pay the car off easily in under 4 years, you are buying too much car

 

wow 3 people pay more then 570 dont think a cobalt is worth that much a month.

Edit: 2 people smitty answed under that one lol

 

$0!!!! h/s graduation present sort of. i'm gonna be making $2,500/month this summer so i'll have it payed off to them in about 7months. my dad just wrote the guy a check for $14,900

 

did you people that bought extended warrantys and wheel and tire protections etc bring lube or did the dealer throw that in too?

haha...after working as a car salesman for a month i know that when you walked out of there after tacking on that extra **** they go "sucker...thanks for the extra commission bitches"

 

Everyone is going to have different payments depending on their deal and situation to includes the price they negotiate, any incentives, trade-in or down payment, interest rate and length of loan term, etc. It's almost like asking what insurance rates others are paying (although I see someone started one of those threads too). It might be interesting but won't give you any idea how much you will pay. If you want to crunch some numbers try some of the various online loan calculators such as this on at Edmunds. I'd bet most people that aren't really upside down and/or don't put a ton of money down will be in the $400-500 range for a standard 60 month term and decent interest rate.

http://www.edmunds.com/apps/calc/CalculatorController

By the way, if you ever want to have some fun when buying a new car, find out the true invoice pricing and all incentives and then go into the dealer with a PDA or laptop with a similar loan calculator program. When the dealer tries to negotiate a sales pricing using monthly payments or whatnot you'll find it in your advantage to be able to reverse engineer their common "four square" sheets and find out where they're hiding extra cost.

 

Its all just for fun while most of us wait for our cars .

 

All cool. Hopefully no one is so upside down on their old car/truck and just has to have the car they get screwed over into owing a ton on it. I hate seeing people get screwed into owing too much on something they can't afford in the first place. Especially given the target market for this car. For others who can afford shorter term loans or paying more per month all the better for them.

 

depends on how many months you plan to pay it off in, do you like paying extra in interest?

 

I am going to be payin 338 a month for my ss/tc, thought that was pretty damn good!!

 

I pay $298 a month on a 4 year lease...my interest rate is .9%...the total interest that I pay over 4 years is $571...just can't go wrong...and that was with 0 down...and no trade.

 

This is for the SS, not an LS. I'm sorry, but you aren't paying $14,000 for an 08 SS/TC.

 

I thought this thread was for '08 ss/tc's haha, oh well. I'm paying $270/month

 

$330/month for mine

 

its a lease and there is a residual at the end of 4 years...its not a loan...I have my paper how could I lie...why would I lie...