08-10 SS Turbocharged General Discussion Discuss the 2008 - 2009 Chevy Cobalt SS Turbocharged. On sale since the second quarter of 2008.
View Poll Results: How much are your payments?
$0-$200
12
9.30%
$201-$350
42
32.56%
$351-$475
54
41.86%
$476-$570
14
10.85%
$you paid too much (more than $570)
7
5.43%
Voters: 129. You may not vote on this poll

What are your payments on your '08 SS?

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Old May 27, 2008 | 11:45 AM
  #26  
nutsandboldts05's Avatar
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From: Cuba, New York
Originally Posted by Barbikinkin
its a lease and there is a residual at the end of 4 years...its not a loan...I have my paper how could I lie...why would I lie...
Maybe Archie doesn't understand how a lease on a vehicle works.
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Old May 27, 2008 | 11:52 AM
  #27  
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From: MA
Just bought it today... $402 a month, only extra protection I got was GAP insurance.
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Old May 27, 2008 | 01:40 PM
  #28  
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From: Weatherford, OK
$250/ 3 years
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Old May 27, 2008 | 01:48 PM
  #29  
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From: Somewhere, MI
also, for leases its worthless to only know the $/mo if there was also a downpayment made
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Old May 27, 2008 | 03:57 PM
  #30  
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From: Orange, CA
Originally Posted by Barbikinkin
its a lease and there is a residual at the end of 4 years...its not a loan...I have my paper how could I lie...why would I lie...
My bad, didn't see the word lease in there.
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Old May 27, 2008 | 04:00 PM
  #31  
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From: south florida =)
STILL THAT A EXPENSIVE RENTAL CAR!
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Old May 27, 2008 | 05:21 PM
  #32  
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From: El Paso/Austin, TX
too much, I'm still paying for the SS/SC
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Old May 27, 2008 | 07:50 PM
  #33  
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From: Edmonton, AB
Originally Posted by williamhvx1
STILL THAT A EXPENSIVE RENTAL CAR!
rental car..??why do you say that...I would like you ppl with loans to not make a cpl of your monthly payments and we will see who your car belongs to...it will be repoed by the co. that financed it...my husband was a lease manager for a GM dealer ship for 3 years...I think he knows just a lil bit more about leases that you do...unles you pay cash..there is always someone else owning your car...and a good thing with a lease if at the end of four years if I don't like it...I give it back...end of story....and if I do like it...I pay off the rest...
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Old May 27, 2008 | 08:04 PM
  #34  
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From: Pittsburgh
so what are the lease terms on the ss/tc? thats what im thinking of doing....what would i expect to see for 3-4year lease
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Old May 27, 2008 | 08:10 PM
  #35  
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From: Edmonton, AB
go on the GM site and there is a payment estimator right there...after you build your car it will let you figure out how you want to pay lease or a loan...and if you want to put anything down...it is hard if you don't know the interest rate, money down, trade in, length of lease...but try there first, it is where I went first....I didn't mean to blow up like that...but I get really sick of ppl saying that, when most times they really don't know that much about leasing...it is usually something they hear from someone else...sorry
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Old May 27, 2008 | 08:14 PM
  #36  
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From: Pittsburgh
i dont know much at all about leasing just that it seems that im getting a new car each 3-4 years now and i would like to see lower payments on the ss/tc
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Old May 28, 2008 | 01:15 PM
  #37  
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From: Lorain, Ohio / Fort Eustis V.A
mine is gonna be like 550 a month when it comes in.... but when i deploy it will keep its value and when i return i pay the thing off. simple
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Old May 28, 2008 | 01:57 PM
  #38  
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From: south florida =)
yeah let all rent a clearly tunner car.... lol lease may be good for some ppl not for me i plan to keep my car for more than 5 years anyway is a 2006 with 13000 miles on it.....
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Old May 28, 2008 | 02:42 PM
  #39  
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From: Somewhere, MI
Originally Posted by TPRMcfly
i dont know much at all about leasing just that it seems that im getting a new car each 3-4 years now and i would like to see lower payments on the ss/tc
Lease term can be determined with the dealer, the most popular term lengths are 24 and 36 months (2 & 3 year). The allowed mileage is usually 10,000 to 15,000 miles per year. The longer the term w/ the fewer the miles will mean a smaller payment.

The three big factors to determining how good a lease is are the:
1. capitalized cost (the sales price of the vehicle, just as if you were to buy it)
2. residual value (the value in percentage of the original MSRP of the vehicle at the end of the lease, aka what the car is worth at the end)
3. money factor (the interest rate of the loan on the lease divided by 2400)

Those 3 determine how much the lease will be per month. You want the Cap Cost and the money factor as low as possible, and the residual as high as possible.
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Old Jun 3, 2008 | 01:32 AM
  #40  
syP's Avatar
syP
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From: Wheaton, Illinois
umm i dont think the amount matters.. its how long you are paying it off..



what if i am paying 12k for 2 months?


$12k for a ******* turbo cavalier??? i must be out of my mind.




i do pay $500 a month for my 06 SS/SC because

1) i can afford it
2) why let the interest build up when i can afford it
3) more i pay.. sooner i get the title.




I have been doing double payments $1k, its all about what you can afford
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Old Jun 3, 2008 | 01:36 AM
  #41  
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From: Missouri
Hijacking thread: Any of you guys mind posting pics of your ride?
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Old Jun 3, 2008 | 02:38 AM
  #42  
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From: Creedmoor, nc
Originally Posted by JKennedy1612
Hijacking thread: Any of you guys mind posting pics of your ride?
Check the "official pictures thread" - it has pics of most of the ones already (I think there are only like 5 or 6 of us so far). You can also see high-res pics of mine in the VBgarage link under my name.
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Old Jun 3, 2008 | 05:14 AM
  #43  
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From: Arlington TX
$380 a month.
Bad thing is with gas the way it is they would not give me enough to pay off my Trailblazer.
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Old Jun 3, 2008 | 05:24 AM
  #44  
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From: Kissimmee, Fl
I'd love to get a Turbalt. My current payments are $509 a month and if I traded in I would be paying close to 30 grand for a 22grand car. Sucks!

Only way I would do it is if my payments would drop lower than what I have right now.
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Old Jun 3, 2008 | 11:22 PM
  #45  
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From: Kittanning, PA
I'm paying $425/month and my damn insurance is $416/month
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Old Jun 4, 2008 | 03:34 AM
  #46  
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From: Missouri
Originally Posted by jimbreast
I'm paying $425/month and my damn insurance is $416/month
$416 a month? Wow now that's literally throwing money down the drain.
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Old Jun 4, 2008 | 03:36 AM
  #47  
cakeeater's Avatar
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From: right behind you.
i like how there are 70 voters. i voted 0-200...for $0
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Old Jun 4, 2008 | 03:51 AM
  #48  
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From: reseda, ca
329 a month/5 yrs 0% apr.
Chevy just started that today

I dont know if they will still do it. The site shows something different than what it did this morning. It now shoes that the 0% excludes the SS turbo

Last edited by rudeone79; Jun 4, 2008 at 04:03 AM. Reason: ?
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Old Jun 4, 2008 | 04:00 AM
  #49  
PinaSS's Avatar
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From: Laredo, TX
Originally Posted by trent_ky
did you people that bought extended warrantys and wheel and tire protections etc bring lube or did the dealer throw that in too?

haha...after working as a car salesman for a month i know that when you walked out of there after tacking on that extra **** they go "sucker...thanks for the extra commission bitches"
jajaj exactly **** all the extended **** and all the extra features just by the car its self. My ss/sc monthly payments are 295mo with a 6.5% interest 4 year loan so not bad. go the car for 20k, 21k with taxes and license, so in total with interest ill be paying 23k sticker price
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Old Jun 4, 2008 | 08:18 AM
  #50  
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From: Home: Utica, MI Current Location: Mobile, Alabama
Originally Posted by Barbikinkin
rental car..??why do you say that...I would like you ppl with loans to not make a cpl of your monthly payments and we will see who your car belongs to...it will be repoed by the co. that financed it...my husband was a lease manager for a GM dealer ship for 3 years...I think he knows just a lil bit more about leases that you do...unles you pay cash..there is always someone else owning your car...and a good thing with a lease if at the end of four years if I don't like it...I give it back...end of story....and if I do like it...I pay off the rest...
Thats just flat out retarted. You gain equity by purchasing the vehicle.... end of story.

I love when people try to justify their lease because they didnt have enough money to purchase the car. I dont care who you are or what you drive, leasing will ALWAYS put the money in the corporate carpetbagger's pocket.

Last edited by lewisb13; Jun 4, 2008 at 08:18 AM. Reason: Automerged Doublepost
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