here we go, i was 16 when i put a 5,000 down on my ss s/c, my father paid the rest, ever since i give him about 100-200 a week during school, and 500-600 a week during non school time. I'm down to about 7,000 now and should be done paying the car off by the summer(hopefully) its possible, but i also did it because i work 3 jobs. You only have 1 so just incase u loose it your done.

 

so just because a car is built for his age group. therefore he can afford it?
wow.


I cant wait till my 40s then. porsche for me. regardless of the reality of my finances.
WOOT!

 

 

What's that, 2-3 years away? Old man!!!

 

wasn't saying that at all. $20,000 for a car is not expensive and if he can afford it then he should get it if he wants it.

 

Id get the srt4 personally i did the same thing thought i had enough money went out and bought the ss/sc and now lost my job and im in the whole right now...I am thinking bout trading in the ss/sc for a srt 4 or even just selling the ss/sc and getting a 13000 dollar loan go out and get a 9000 car for the rain and winter and get a 4000 crotch rocket. be smart with the money make sure you get a job u like and wont want to quit before u end up in the whole.

 

DON'T DO IT!!!!!

I traded in my base model cobalt after only 6 months for a 2.4 ss. Needless to say, my payments went from $223 financed to $351 smartbuy. I HATE the car and my base model was more reliable and wel-built than this one.

If I had to do it all over again, I probably wouldn't have kept the base model cobalt, but I sure as hell wouldn't have traded it in for another cobalt.

Save the money and put it towards a smart decision....whatever that may be

 

20 grand is increadibly expensive for a pizza boy.
thats the problem. you kids have NO sense of value.

how much is your morgage? your rent? , who pays for your electricity, your food.....
in reality you arent paying for your car. your parents are.


you cant afford a new car on $1200 a month.
unless someone else is paying for for your "real life"

 

im 19, i work for my parents and i get paid 10 bux an hour "cash" (yea hate me if you will, but its a perk you get when u work for your parents) i had a 07 ss/sc ordered and about to be shipped that i would be paying for (with my downpayment i had payments down to around $300/month). i sat down, talked with the rents about it, and decided that i shouldnt get it. my heart was broken, but it was the BEST decision i could have ever made for myself as a 19 year old.

i know im only a year older then you so u prolly dont wanna get a lecture from me, but honestly, think about the future and how much of a BETTER car you might be able to get 4 years down the road when you finish college. other than the fact that you will be able to get a better car when u graduate college, you will be able to enjoy college life a lot more since u will have a cushion of money around so that you can buy the things you want while all ur friends are bitching about how they are sooooo broke.

i talk to a few guys our age with cars ten times nicer than ours, (i have an ls too) and they most of them bitch to me about how they are broke and never have any money to do nething.... kepp all that in mind.

 

I would definitely stay with the LS. I have an LS too but i pay $320 a month, plus insurance [$75], plus rent [$250], plus all utilities [about $150], plus cable [$30], plus internet [$30], plus a few credit cards [about $150]. Im 19 with all these bills....And guess what...I lost my job. Now i cant pay ANY of that. Luckly i have a few people helping me while im looking for a job. But if i didnt have these people i would lose my car and everything else. Not good. I would keep your LS so if something bad does happen you still have that small car payment. Just my opinion.

 

good for you man. wish i could shake your hand.
I know youll thank yourself so much later on down the road for making the smart (but difficult) choice.

 

ill add this, since its gunna be ur first year in college, i HIGHLY reccomend taking a finance (investing) class even if it doesnt fit into your "class/degree plan" i thought i new a lot about managing money, i realized i only knew the beginning of it. you will look at money in a different way, and learn tons of loops and bends of how to invest.manage your money and stuff. with us making the kind of money we are for only being 18-19 year olds should have no problem retiring early if we do the right stuff with it.


k im done acting like a dad, lol

im not gunna lie, there was tears in my eyes when i went back to the dealership and told them i had to cancel my order....

 

Screw you, you don't know me nor my age. I am 21. I go to college full time and I work a part time job of about 35 hours a week. I get fiancial aid money back from college that I put towards car payment and cell phone bill. I pay my own insurance, buy my own gas, buy my own food. I am getting ready to move out into an apartment as well. Your just what I thougth you was an *******.

 

keep your ls, mod the crap out of it, even after all the money you'd put in your ls to make it quite nice and really a great daily driver, hell you can even put a turbo on it with a piggyback tune and be faster than an SS and then you'd only payed a little more than you would for an SS and its all your own... get suspension mods first you'll LOVE EM!

 

What college was this?

Seriously though, calm down a bit. He's right, whether you want to admit it or not...

 

QFT

1600 a month is more than enough to have a $250+ month car payment and still be able to pay all bills. there is no argueing that, but what about being able to SAVE the amount of money you should be saving???? there is a lot more to money management then just being able to pay off your bills on time.

 

Whoever knew there's more life than bills...

...unplanned expenses, what's that?

 

Exactly. Do you see everyone on this board running off to spend every penny of there weekly paychecks? **** no because they're not retarded. I use 50% of my monthly salary and put the rest directly in savings.

You have to plan for the worst or a rainy day.

 

Im going to get flamed for this.... but im going to say it anyway.

SRT4 all the way, why pay more for something thats slower and alot harder to mod?

 

i cant stop QFT in this thread.

plus i want 700 posts...

 

thats when you call mom, because you roasted your front tires off, and had no clue that tires arent covered under warranty.

or that an oilchange will cost you between $50-100
or that winter tires are needed for the ss/sc at about $500
or that speeding ticket for $200
and the insurance jump for to many speeding tickets $200
needs brakes $100

the list is endless.
cars need more than a payment, insurance, and gas.

and thats not even getting into "real world" expensese that will pop up.

fridge crapped out $400
computer you need for school dies $500
Broken condom. priceless.


Im happy to take the "*******" comment.
If you are happy to realise that you have no concept of real world finances.

 

BAAAAAAAAAAAAAAAAAAAAAAA HAHAHAHAHAHAHAHA

This thread has made my day. Nothing beats picking on me from 6 years ago. Trust me, I was just like this kid. Didn't know **** about ****, except that I knew everything. Man, reality bites, hard...

 

Thanks for all of the responds and I took everyone's post into consideration. I always knew that I shouldn't get a ss/sc deep down, but knowing that I could afforded it and only it made me think of all the possibilities, but I'm still considering an srt4 because they are way cheaper and I it's more in my price range. Who knows, tomorrow I might fall on my head and realize that I'm dumb for buying another car when my ls is an easy monthly payment of $160 a month

 

For one I pay for insurance on two cars (beater mercury sable) so I don't have to buy snow tires for the SS/SC...I don't speed therefore I don't get speeding tickets. Oil changes are not that hard to come by....its called budget.

 

Don't get anything. I've made that mistake. 2 vehicles. Between insurance and payments I was paying a grand/month on my 8.19/40 hr paycheck. Along with 5 CCs and other loans.

I have three bills: Mazda, cell, insurance now. I am getting back into school and getting a 2nd job to get myself back on my feet. We all speak from experience.