Your APR is ridiculous. I would have bought a Huffy. Something happened to cause your APR to go up with the second car. Your insurance is unreal. My buddy still pays collectively more than you. lol AND 72 Mo

 

I pay 209.19 a month, 60 month with %10.5 APR. 167 a month for insurance

I put 4 grand down, but didnt read the paperwork completely and they charged me for a warranty when the Stealership told me it was included in the price. Go figure

 

357.71 for 72 @ 18.4%

 

$272 72 month.. traded my LT3 Cobalt for the SS

 

I no longer pay anything a month as of this month

 

Congrats!!!

 

Wow I REALLY appreciate my APR now. lmfao.

203/month, 48 months, 3.99% APR.

Oh and that is with NO trade and NOTHING down.

 

Officially $0/month

Plenty of dough for mods now that she's paid off. I was makeing like quadrupple payments a month and paid off a 66 month-er in 22

Just thought I'd share my happiness

 

when should you drop full coverage? do you all keep full coverage on your S/C or T/C cobalt?

 

That is a whole other thread in itself. That depends on a lot of factors and opinions. If I have some money in the bank, I am dropping to liability when the value of the car reaches around $4-5K or so, which isnt too far in the future.

 

I'm amazed at how many people pay more then what my payments were.

 

IMO...never drop full coverage if possible. That's a risky move. Especially with all the uninsured motorists on the road.

 

Agreed. IMO you shouldn't own a car you can't pay full coverage on.

 

paid off about two weeks ago(19 mo early), but before that was like $39X.xx.....i cant remember the exact amount, i always paid more

only reason i see to drop full coverage is if your going to non op it

 

i drop my full coverage on my 06 chevy aveo ls, because it only worths about 5400 dollars. i still have full coverage on my cobalt T/C because it still worths about 16k.

 

I would only drop full coverage if the value of the car dips below my deductible, which is pretty hard to do.