Current Cost of a SS T/C
If you work in the car business, then you should know all of the payment amounts will be different. Mainly from term and intrest rate. Just figure out your rate and use a ******* calculator. youll get a better answer then us telling you what we pay.
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Joined: 06-21-05
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From: London, Ontario
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Joined: 03-15-09
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From: Ontario
with that type of monthly payment tons could of been saved buying over a three or four year term...
but whatever, same dealio if you go pay off early.......most people don't thou.
Respond to my PM over yonder..........if you know what I mean
but whatever, same dealio if you go pay off early.......most people don't thou.
Respond to my PM over yonder..........if you know what I mean
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Joined: 06-21-05
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From: London, Ontario
I have to confirm with TD that there are no penalties for early payout; if not I'll pay the car off by May at the latest so I've only paid interest over 14 months and it's mine.
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Joined: 08-03-07
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From: Syracuse NY
Bahahahahaha, Redneck!!!! Really!!!! Hahahaha that sure as hell made my day and made me laugh out Loud, literally!
If you like to throw out race into this then you might want to call me then a Spik, Cause I can't spik english. I'm Puerto Rican, way far from the North up in Canada and far from Redneck, though I do have blue eyes, does that make me redneck then there Demento?
Look, Sorry for just coming to frank for some of you, ok. There that out of the way. Now, I just have never seen that it was possible to take out a loan for "84 months" only to lower your payments but fork over more to the bank in interest over that time period. I too was lucky enough by the grace of God, to have paid off my car in full, but not lucky enough to prevent myself from crashing it. In a matter of 10 month ladies and Gents I went from paying 23K(Aug 2008) to getting from the insurance 15K back for what it was valued at.
Anything over 72 month with an interest rate of 6% or above is the reason why bankers should get smacked for approving such non sense! When I see a pizza boy coming to deliver my pizza in an STI, I then can come to understand why this great American Economy is doing as good as it is
. I was only reacting to this in reading why people will do or accept whatever offer just to have something that, really if you think about it, they can't even afford. I think that we should go back to when credit cards first started showing up in the 80's and the rules were, that if you couldn't back up the amount you would use with your card with what was in your bank account, Transaction Failed!
If you like to throw out race into this then you might want to call me then a Spik, Cause I can't spik english. I'm Puerto Rican, way far from the North up in Canada and far from Redneck, though I do have blue eyes, does that make me redneck then there Demento?
Look, Sorry for just coming to frank for some of you, ok. There that out of the way. Now, I just have never seen that it was possible to take out a loan for "84 months" only to lower your payments but fork over more to the bank in interest over that time period. I too was lucky enough by the grace of God, to have paid off my car in full, but not lucky enough to prevent myself from crashing it. In a matter of 10 month ladies and Gents I went from paying 23K(Aug 2008) to getting from the insurance 15K back for what it was valued at.
Anything over 72 month with an interest rate of 6% or above is the reason why bankers should get smacked for approving such non sense! When I see a pizza boy coming to deliver my pizza in an STI, I then can come to understand why this great American Economy is doing as good as it is
. I was only reacting to this in reading why people will do or accept whatever offer just to have something that, really if you think about it, they can't even afford. I think that we should go back to when credit cards first started showing up in the 80's and the rules were, that if you couldn't back up the amount you would use with your card with what was in your bank account, Transaction Failed!
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Joined: 06-03-10
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From: Southern Ontario Canada
To answer the question about price at this point they are getting silly cheap. I bought mine in May and am paying $257 bi-weekly over 4 years. You could get one now for about $375/mth over 5 years.
If you wait another month or two they will probably be even cheaper, the car is dead to GM and just want to sell what they have left.
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Joined: 09-07-05
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From: Canada
At least the 30 min or its free clause is safe here....
Problem is, your still a pizza jockey, all your free evening time is spent lugging grease to peoples doorsteps, and your car smells gross at the end of the night from all the filth these places deliver.
As for my TC balt, GM took back my 06 SC and leveled it off so I owed *** all on it. I got them down to 21 800 (Canadian) and with the money I had put down (I let them know this after they bought out my 06) I pay 320 a month and my insurance is 85 bucks. I rolled off the lot in a spankin new White TC.
This thread is essentially dead but figured I'd pipe in anyways. I wanted to comment on this first because it makes me laugh. Here in EH Canada where we live in Igloo's and are semi retarded we have this things called a "limited waiver of depreciation". So if you buy a brand new vehicle and are dumb enough to wrap it around a pole in 10 months they give you what you paid for it, it's good for two years.
To answer the question about price at this point they are getting silly cheap. I bought mine in May and am paying $257 bi-weekly over 4 years. You could get one now for about $375/mth over 5 years.
If you wait another month or two they will probably be even cheaper, the car is dead to GM and just want to sell what they have left.
To answer the question about price at this point they are getting silly cheap. I bought mine in May and am paying $257 bi-weekly over 4 years. You could get one now for about $375/mth over 5 years.
If you wait another month or two they will probably be even cheaper, the car is dead to GM and just want to sell what they have left.
This is true in some provinces it's refered to as new car insurance. And you have to opt for it and pay a bit more per year to take advantage of it. I think you'd have to be an idiot not to pay the extra 70$ a year and get 10000 more of you write it off vs still owing 5000. Puts you in a way better position financially.
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Nov 21, 2018 11:11 PM