Hey guys an Gals, I will just get right to it...

My Fiancee an I were Driving on a gravel Road in her G5 and the road was well maintained, some potholes but nothing crazy or risky, when we were driving back down the road to check for some friends she hit a rock that came outa no where and hear the good ole fashion oil pan give out.. Luckily i work for CAA so i had a driver out there towing us in to the stealership who told us it would be $700 to fix it... I was like HOLY ****! but then my fiance just called me crying saying they called her and told her that she also cracked the tranny and it was now going to cost +$5000.00 to fix it..... WAYYYY too much and dont know what to do, any of you guys have any advice or sugestions? does Comprehensive insurance cover stuff like this? are these guys just straight trying to get money from us because it was just oil that was leaking after we hit that rock?

Thanks in advance for any help.....

Tom

 

Its not under warranty?

 

The tranny would not take 5k to fix... easy as that.

 

we ran over a rock, its not the cars fault so...

No? i was also thinking, it may have just been the casing, if that.. but i still dont even think its as bad as they are saying it is...

 

Insurance should cover that, as long as it's a legit road and you werent off roading in a G5.

 

It was a maintained Forest Service rd with a few pot holes, but nothing bad or considered 4X4.... we didnt struggle at any point in the rd.. what do you think?? i hope they do.. im just worried when i say "Forest Service Rd" they will be like "screeewwwww you sir"

 

Insurance has nothing to do with how it happened (unless your drunk / reckless)... accidents are accidents...

 

^^^ thanks, and thanks guys, im going to call Ins after work here and see what those guys can do for us!

 

I just had a performance tranny built and installed for under $4k so that number is way off they gave you.

 

icbc will cover it, however it will be considered 100% your fault and your rates will likely go up. i know if you hit a tire tread on the freeway its your fault, however if the tread was hit by another car and moving at the time you hit it, its not your fault.

all gm is going ot do is install a reman or new transmission, they wont rebuild or swap cases (many dealerships dont even have dedicated transmission techs anymore), this is why its going to be so costly.

 

Yeah i Kinda figured they would throw a whole new one in there, ICBC (B.C.'s dirtbag inurance company) ARE going to cover it, BUT as expected they did say her ins payments will go up 100 bucks a month for 3 years, bringing her ins up to $330/month!! lol I drive an SS/SC and I pay $202/month

 

awwwww dude ! that sucks I pay 280 a month because I hydroplaned into a van on the shitty continentals like 2 days after I had my car. **** ******* sucks! insurance companies are ftl. and they will rape you in every orifice you have

 

say you were driving down the road and someone ran you off the road and you ins should cover it.

 

Hey what if u got a transmission case from a junk yard? Down on Scott road......Im sure there has got to be a few cobalts and g5's down there.

 

Im an RCMP applicant.. so insurance fraud isnt an option for me

I was thinking the same thing but she already signed her life away and ins is already making arrangements, kinda sucks because i probaby would have saved myself some bucks!

 

Look at it this way - 100/mo for 3 years plus 500 deductible is still less than 5k. Given those two options, she picked the better one. Probably could have gotten it fixed for less, but at least she has peace of mind.

 

True, and she gets 3 years to pay it instead of having to come up with 5k in one shot.

Although I agree with the posters above, 5 large seems a bit steep to r&r a (likely) used tranny and an oil pan.......

 

what does RCMP stand for?

 

Royal Canadian Mounted Police

To bad I didn't see this earlier because I would have suggested buying the parts and bringing the car here and we could have done the install. I have become experienced in these matters thanks to you-know-who.

 

very true Rod! i shoulda pm'd you asap! As for the insurance and everything they are really only covering 900 of the $5000 (technically) which i dont mind, plus I get to make the payments slower rather then paying up front.. Yeah thats right guys i said ME, im getting married in 2 months and already feeling the rath of being the bread-winner

 

Expect that should drop your rates a bit

Congrats btw

 

the option is always there to get a used transmission and swap it in, or have a tranny shop swap the case.