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Old 03-01-2010, 10:53 AM
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keep the motor! buy new LS with the insurance money!@
Old 03-01-2010, 10:53 AM
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There is an option for (hard to find the company's that do it) custom/classic car insurance. You tell them how much coverage you want (20k) and they give you a price for what that coverage will run you. But the good news is, if you get hit, then you get your 20k.
Old 03-01-2010, 10:55 AM
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how do you have insurance on a car without collision???
Old 03-01-2010, 10:56 AM
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Originally Posted by *S!CC_R@c!NG_TURTL3*
theyre saying the i only have pip insurance.. no collision but i told them i was financiing the car so idk.. im with progessive
Progressive are the ones that tried to screw me over on my car too.. FYI.. my policy with them covered anything BOLTED to the car in aftermarket parts, check your policy to see if its the same.
Old 03-01-2010, 10:56 AM
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whats PIP stand for?

I know i dont have collision on my Nissan, just liability and comprehensive...
Old 03-01-2010, 10:58 AM
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sorry to hear about the car man at least your ok...
Old 03-01-2010, 10:59 AM
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Originally Posted by unijabnx2000
There is an option for (hard to find the company's that do it) custom/classic car insurance. You tell them how much coverage you want (20k) and they give you a price for what that coverage will run you. But the good news is, if you get hit, then you get your 20k.
State Farm is one. I had Classic Plates on my Supra. They asked me what it was worth, how much I wanted to cover it for, how much I drove it. I told them $8000 and got full coverage for $11/month and no driving restrictions. It was 50/100/50
Old 03-01-2010, 10:59 AM
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Originally Posted by *S!CC_R@c!NG_TURTL3*
theyre saying the i only have pip insurance.. no collision but i told them i was financiing the car so idk.. im with progessive
i work for progressive......damnit man i would look into it for you but since its not my claim i could get fired but if your car is financed then the company you financed it thru should automatically require that you have comp and coll. coverage. let me know what they say tho
Old 03-01-2010, 11:01 AM
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Originally Posted by *S!CC_R@c!NG_TURTL3*
theyre saying the i only have pip insurance.. no collision but i told them i was financiing the car so idk.. im with progessive
Ouch. Sounds like you're gonna need some lube since FL is a no-fault state... You should at least have gap coverage (most loan companies require it) so you'll just be right back at zero and not owe any more.
Old 03-01-2010, 11:03 AM
  #35  
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Originally Posted by unijabnx2000
whats PIP stand for?

I know i dont have collision on my Nissan, just liability and comprehensive...
if they hit you their insurance should cover your car... unless they are underinsured.

If they pin you hitting the rail on the car that bumped you, then her/his insurance should pay for your car.
personal injury protection, sounds like the car that hit him fled the scene....
Old 03-01-2010, 11:03 AM
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if they hit you their insurance should cover your car... unless they are underinsured.

If they pin you hitting the rail on the car that bumped you, then her/his insurance should pay for your car.
Old 03-01-2010, 11:06 AM
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Originally Posted by 09blackonblack
how do you have insurance on a car that you still owe money on without collision???
That's more what I was wondering...

Originally Posted by unijabnx2000
if they hit you their insurance should cover your car... unless they are underinsured.

If they pin you hitting the rail on the car that bumped you, then her/his insurance should pay for your car.
FL is a no-fault state. His insurance covers his car and any litigation expenses associated with an accident on his behalf, but the other guy's insurance won't cover anything of his unless he takes him to court over it.

Last edited by Illini_06SS; 03-01-2010 at 11:06 AM. Reason: Automerged Doublepost
Old 03-01-2010, 11:08 AM
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Originally Posted by Illini_06SS
Ouch. Sounds like you're gonna need some lube since FL is a no-fault state... You should at least have gap coverage (most loan companies require it) so you'll just be right back at zero and not owe any more.
i have gap insurance... will they pay the whole car ?
Old 03-01-2010, 11:09 AM
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Oh, well im glad im in NC then, cuz that why i dont have collision on my Nissan. I figure if i hit something, i was being stupid and deserve it anyway.
Old 03-01-2010, 11:09 AM
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Originally Posted by sherm420
i work for progressive......damnit man i would look into it for you but since its not my claim i could get fired but if your car is financed then the company you financed it thru should automatically require that you have comp and coll. coverage. let me know what they say tho
u think i can sue em for the money ?
Old 03-01-2010, 11:10 AM
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Originally Posted by Illini_06SS
That's more what I was wondering...



FL is a no-fault state. His insurance covers his car and any litigation expenses associated with an accident on his behalf, but the other guy's insurance won't cover anything of his unless he takes him to court over it.
basically "no fault" is for where a party who is injured in an automobile accident recovers damages up to a specific amount against his own insurance. for damages to vehicle that would fall under the liable parties coverage. sometimes that liablilty decision can take some time so your ins company would take care of repairs and then go after the at fault party for the money.
Old 03-01-2010, 11:10 AM
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Originally Posted by *S!CC_R@c!NG_TURTL3*
i have gap insurance... will they pay the whole car ?
They pay like this:

say you owe 10k.
insurance only gives you 8k for value of car.
gap insurance pays the remaining 2k for the loan.
Old 03-01-2010, 11:11 AM
  #43  
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Originally Posted by unijabnx2000
They pay like this:

say you owe 10k.
insurance only gives you 8k for value of car.
gap insurance pays the remaining 2k for the loan.
wat if the insurance doesnt give me anything ?
Old 03-01-2010, 11:11 AM
  #44  
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Originally Posted by *S!CC_R@c!NG_TURTL3*
u think i can sue em for the money ?
you need to have them pull your call when you first called in to set up your policy, and see if they can find anything there for you. otherwise p/m me with any other questions
Old 03-01-2010, 11:23 AM
  #45  
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you have a pm
Old 03-01-2010, 11:24 AM
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Originally Posted by *S!CC_R@c!NG_TURTL3*
wat if the insurance doesnt give me anything ?
interesting question
Old 03-01-2010, 11:24 AM
  #47  
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yea lol
Old 03-01-2010, 11:35 AM
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wow, i dont know wat to say man. that really really ****** sucks. i hope youre alright
Old 03-01-2010, 11:40 AM
  #49  
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Originally Posted by BlackCobalt707
wow, i dont know wat to say man. that really really ****** sucks. i hope youre alright
im gud just really disappionted
Old 03-01-2010, 11:43 AM
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i bet. well perfect time to get a SS/TC


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